Frederick County property record for 105 W South St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,632 sqft · built 1850 |
| Lot Size | 0.131 acres (5,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Nov 2015) |
| Tax Bill | $5,337 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-122650 |
| Primary APN | 02-122650 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Total Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1850 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 5,710 sqft (0.131 acres) |
| Lot Dimensions | 186 ft deep x 37 ft wide |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 122650 |
|---|---|
| Old Parcel Number | 2122650 |
| Street Address | 105 W SOUTH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 30.7 X 186 105 W. SOUTH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 105 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750300 |
Source: Frederick County records · APN 02-122650
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2015 · Amount on Record |
| Deed Sale | Nov 05, 2015 · Amount on Record |
| Prior Sale | Oct 18, 2006 · Amount on Record |
| Deed Document Number | 0001084311 |
| Deed Book / Page | 10843 / 11 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0136320389 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 13632/389 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Document Number | 0140600225 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 14060/225 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 W SOUTH ST, FREDERICK, MD 21701-5501 |
| Document Number | 0159900034 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 15990/34 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,337.00 Homeowner's exemption | $328,667 | $431,400 Land $138,500 Building $292,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 577 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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