105 W Rose St, Elk Point, SD 57025 Property Records

Union County property record for 105 W Rose St, Elk Point, SD 57025

Property Summary

Property TypeCommercial
Details78,200 sqft · built 1975
Lot Size1.79 acres (78,200 sqft)
OwnerIndividual Name on File
Tax Bill$8,221 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN03.01.23.1000

Property Details

APN / Parcel Number

Primary APN03.01.23.1000

Interior

Units20 Units
Building Area78,200 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area78,200 sqft (1.79 acres)
Lot Dimensions340 ft deep x 230 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemElectric

Location & Zoning

Street Address105 W ROSE ST
CityELK POINT
StateSD
Zip57025-2222
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionFRAC LOTS 9-10-11-12 BLK 23 ORIG E P CITY & LOT X OF LOT 2 OUTLOTS 19-91-49
Legal Block23
Legal Lot NumberX,9-12
Legal Unit4
JurisdictionUNION SD
Township / Civil DivisionELK POINT
Census Block Group2
Census Block2023
Census Tract20200

Owner

Source: Union County assessment roll, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address600 4TH ST, 306, SIOUX CITY, IA 51101-1747
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address105 W ROSE ST, ELK POINT, SD 57025-2222
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1756 CHARLESWOOD ESTATES DR, WEST FARGO, ND 58078-4200

Mortgage

Document Number000188/177
DateMar 25, 2026
Book Page188/177
Instrument260793
Lender
NameJLL REAL ESTATE CAPITAL LLC
TypeNon-Lending Institution
Address2177 YOUNGMAN AVE, SAINT PAUL, MN 55116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term85 Months
DueApr 1, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,221.00 (+13.69%)$300,775 (+2%) Land $77,004 Building $223,771
2024$7,231.00 (-0.33%)
2023$7,255.00 (-4.99%)$250,646 Land $64,170 Building $186,476
2022$7,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK POINT
serves 2,124 people · EPA ID SD4600116
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereCLAY RURAL WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Clarity Telecom
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Long Lines.

Nearby Properties on W Rose St

Nearby Streets

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