105 W Maple St, Beresford, SD 57004 Property Records

Union County property record for 105 W Maple St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1954
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,560 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.03.05.1005`

Property Details

APN / Parcel Number

Primary APN	`02.03.05.1005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	50 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	105 W MAPLE ST
City	BERESFORD
State	SD
Zip	57004-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 1 BLK 5 RIC ARD'S ADD BERES CITY
Legal Subdivision	RIC ARD'S ADD
Legal Block	5
Legal Lot Number	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2081
Census Tract	20100

Owner

105 W Maple St is owned and occupied by an individual who bought it in December 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	105 W MAPLE ST, BERESFORD, SD 57004-2151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · USDA Mortgage FIRST BANK & TRUST
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	105 W MAPLE ST, BERESFORD, SD 57004-2151
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00178/1248
Date	Dec 13, 2021
Book Page	178/1248
Instrument	215077

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	105 W MAPLE ST, BERESFORD, SD 57004-2151
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00178/1254
Date	Dec 15, 2021
Book Page	178/1254
Instrument	215096

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 105 W Maple St was $1,560, up 0.1% from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,560.00 (+0.06%)	$113,864 (-) Land $11,794 Building $102,070
2025	$1,559.00 (-1.2%)	$113,864 Land $11,794 Building $102,070
2024	$1,578.00 (+3.07%)
2023	$1,531.00 (+17.86%)	$104,585 Land $11,794 Building $92,791
2022	$1,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 W Maple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 W Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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