105 W Main St, Boyce, VA 22620 Property Records

Clarke County property record for 105 W Main St, Boyce, VA 22620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 1920
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$1,649 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21A1-A-11`

Property Details

APN / Parcel Number

Primary APN	`21A1-A-11`
Alternative APN	`4703`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	161 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4703
Street Address	105 W MAIN ST
City	BOYCE
State	VA
Zip	22620-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	105 W MAIN STREET LOT
Jurisdiction	CLARKE VA
Township / Civil Division	WHITE POST
Census Block Group	1
Census Block	1039
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bear's Den Rural Historic District listed 2009 · 173 contributing resources · NRIS 08001112

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 W Main St is owned and occupied by an individual.

Source: Clarke County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	105 W MAIN ST, BOYCE, VA 22620-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	105 W MAIN ST, BOYCE, VA 22620-9747
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696/544
Date	Feb 14, 2022
Book Page	696/544
Instrument	22-0315

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	105 W MAIN ST, BOYCE, VA 22620-9747
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 18-0014
Date	Jan 3, 2018
Instrument	18-0014

Lender

Name	NATIONS LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 105 W Main St was $1,649.

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,649.00	$346,600 Land $120,000 Building $226,600
2025			$346,600 Land $120,000 Building $226,600
2023		$227,600 Land $75,000 Building $152,600	$227,600 Land $75,000 Building $152,600
2022	$1,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 W Main St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband, EarthLink Business, MN FWA Buyer.

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