105 W Lorene St, Nixa, MO 65714 Property Records

Christian County property record for 105 W Lorene St, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,431 sqft · built 1986
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$126,800 (Dec 2013)
Tax Bill	$1,516 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.1-12-3-10-16`

Property Details

APN / Parcel Number

Primary APN	`10-0.1-12-3-10-16`
Alternative APN	`10-0.1-12-003-010-016.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 W LORENE ST
City	NIXA
State	MO
Zip	65714-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 MCCROSKEYS EST 1ST
Legal Range	22W
Legal Township	27N
Legal Section	12
Legal Subdivision	MCCROSKEYS EST 1ST
Legal Lot Number	13
Jurisdiction	CHRISTIAN MO
Township / Civil Division	UNION CHAPEL
Census Block Group	3
Census Block	3016
Census Tract	20202

Owner

105 W Lorene St is owned and occupied by two individuals who bought it in December 2013.

Source: Christian County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 W LORENE ST, NIXA, MO 65714-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Apr 23, 2018	Warranty Deed, Transfer OZARK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on File
Deed Sale	Dec 26, 2013 · Amount on File
Prior Sale	Jan 25, 2007 · Amount on File
Deed Document Number	201316904
Deed Book / Page	2013 / 16765
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 1, 2026
Property Address	105 W LORENE ST, NIXA, MO 65714-9220
Document Number	0000003797
Book / Page	2026 / 3743
Instrument Date	Mar 25, 2026
Instrument	20263797
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W LORENE ST, NIXA, MO 65714-9220

Mortgage

Document Number	0000003797,
Date	Apr 1, 2026
Book Page	2026/3743
Instrument	20263797

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	105 W LORENE ST, NIXA, MO 65714-9220
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W LORENE ST, NIXA, MO 65714-9220

Mortgage

Document Number	0202123373
Date	Dec 29, 2021
Book Page	2021/23373
Instrument	2021L23584

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	105 W LORENE ST, NIXA, MO 65714-9220
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107207
Date	Apr 16, 2021
Book Page	2021/7207
Instrument	2021L07258

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 23, 2018
Property Address	105 W LORENE ST, NIXA, MO 65714-9220
Document Number	0201804966
Book / Page	002018 / 004966
Instrument Date	Apr 19, 2018
Instrument	5020
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W AVEN AVE NIXA MO 657149263, NIXA, MO 65714-9263

Mortgage

Document Number	201804967
Date	Apr 23, 2018
Book Page	002018/004967
Instrument	5021

Lender

Name	OZARK BK
Type	Bank
Address	OZARK, MO 65721

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,750	$135,500 Land $30,000 Building $105,500
2024	$1,516.00
2023		$24,320	$128,000 Land $30,000 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 W Lorene St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 W Lorene St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS serves 24,532 people · EPA ID MO5010576
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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