105 W Jackson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 105 W Jackson St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,035 sqft · built 1974
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2026)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2026 Sale & Mortgage
APN	`04-30-0-215-024`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-215-024`

Interior

Full Baths	2 Baths
Building Area	1,035 sqft Living Area
Upper Floors Area	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	391 sqft

Exterior Amenities

Deck Area	108 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 W JACKSON ST
City	O FALLON
State	IL
Zip	62269-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST LOT/SEC-3 LOT 3 & PT LOT 5 AS IN A02818731
Legal Subdivision	FAIRWOOD WEST
Legal Block	215
Legal Lot Number	3,5
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3014
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 W JACKSON ST, O FALLON, IL 62269-1177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
May 27, 2026	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	20262884676
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	00A2260589
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 W JACKSON ST, O FALLON, IL 62269-1177
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W JACKSON ST, O FALLON, IL 62269-1177

Mortgage

Document Number	0A02844661
Date	Apr 9, 2025
Instrument	A02844661

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2026
Property Address	105 W JACKSON ST, O FALLON, IL 62269-1177
Document Number	0002884676
Instrument Date	May 26, 2026
Instrument	20262884676
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 W JACKSON ST, O FALLON, IL 62269-1177
Investor	Possibly a Property Investor

Mortgage

Date	May 27, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+213.25%) Homeowner's exemption	$63,721 (+9.62%) Land $11,468 Building $52,253	$191,163 (+9.62%) Land $34,404 Building $156,759
2024	$1,328.00	$58,128 (+22.55%) Land $10,463 Building $47,665	$174,384 (+22.55%) Land $31,389 Building $142,995
2022		$47,431 Land $8,537 Building $38,894	$142,293 Land $25,611 Building $116,682

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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