105 W Ely St, Center, MO 63436 Property Records

Ralls County property record for 105 W Ely St, Center, MO 63436

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,696 sqft · built 2007
Lot Size	0.344 acres (15,028 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-02-09858.000`

Property Details

APN / Parcel Number

Primary APN	`35-02-09858.000`
Alternative APN	`07-0.7-35-001-01-03.01000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Finished Area
Basement Area	1,696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,028 sqft (0.344 acres)
Garage Type	Mixed
Garage Area	1,924 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	490 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 W ELY ST
City	CENTER
State	MO
Zip	63436-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 IN BLK 2 OF FLOWERREE'S ADD'N
Legal Subdivision	FLOWERREES ADDN
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	RALLS MO
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3044
Census Tract	470200

Owner

Source: Ralls County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 W ELY ST, CENTER, MO 63436-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY CU
Nov 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY CU
May 15, 2013	Deed of Trust, Mortgage MERCANTILE BANK
Mar 24, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2007
Deed Sale	Jan 7, 2007
Deed Document Number	0200741768
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	105 W ELY ST, CENTER, MO 63436-1051
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W ELY ST, CENTER, MO 63436-1051
Investor	Possibly a Property Investor

Mortgage

Document Number	0202374242
Date	Sep 15, 2023
Instrument	2023-74242

Lender

Name	UNITED COMMUNITY CU
Type	Credit Union
Address	QUINCY, IL 62301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 6, 2028

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	105 W ELY ST, CENTER, MO 63436-1051
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W ELY ST, CENTER, MO 63436-1051

Mortgage

Document Number	0202476245
Date	Nov 14, 2024
Instrument	2024-76245

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	105 W ELY ST, CENTER, MO 63436-1051
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W ELY ST, CENTER, MO 63436-1051

Mortgage

Document Number	0202475415
Date	May 30, 2024
Instrument	2024-75415

Lender

Name	UNITED COMMUNITY CU
Type	Credit Union
Address	QUINCY, IL 62301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 22, 2029

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	105 W ELY ST, CENTER, MO 63436-1051
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 W ELY ST, CENTER, MO 63436-1017
Investor	Possibly a Property Investor

Mortgage

Document Number	0201354076
Date	May 15, 2013
Instrument	2013-54076

Lender

Name	MERCANTILE BANK
Address	200 N 33RD ST, QUINCY, IL 62301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2043

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Mar 24, 2026
Property Address	105 W ELY ST, CENTER, MO 63436-1051
Document Number	0202678681
Instrument Date	Mar 20, 2026
Instrument	2026-78681
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W ELY ST, CENTER, MO 63436-1051

Tax Assessment & Valuation

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Center City
County	Ralls County
Unified School District	Ralls County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (+23.07%)	$23,010 (+20.79%) Land $2,230 Building $20,780	$121,080 (+20.8%) Land $11,740 Building $109,340
2023	$1,088.00	$19,050 Land $1,950 Building $17,100	$100,230 Land $10,250 Building $89,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERRY PWS serves 694 people · EPA ID MO2010635
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Mar 2024
Also Mapped Here	CANNON PWSD 1
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	1,000 / 1,000

May also be available: Brightspeed.

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