Whiteside County property record for 105 W 3rd St, Sterling, IL 61081
| Property Type | Commercial |
|---|---|
| Details | 1,519 sqft · built 1964 |
| Lot Size | 0.161 acres (7,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jun 2023) |
| Tax Bill | $5,145 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1121461003 |
| Primary APN | 1121461003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,519 sqft Building Perimeter |
|---|---|
| Basement Area | 1,519 sqft |
| Unfinished Basement | 1,519 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 7,033 sqft (0.161 acres) |
| Account Number | 83706 |
|---|---|
| Street Address | 105 W 3RD ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3504 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WALLACE ADD N PT LOT 5 (EX E 22) BLK 2 219600X |
| Legal Subdivision | WALLACE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2101 |
| Census Tract | 1102 |
105 W 3rd St, a commercial property, is owned by an individual who bought it in June 2023.
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1107 LONG CT, STERLING, IL 61081-1525 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Prior Sale | Nov 7, 2016 · Amount on File |
| Deed Document Number | 20232970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jun 21, 2023 |
| Property Address | 105 W 3RD ST, STERLING, IL 61081-3504 |
| Document Number | 0000002970 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-02970 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1107 LONG CT, STERLING, IL 61081-1525 |
| Document Number | 0000002971 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-02971 |
| Name | SAUK VALLEY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 12, 2030 |
The 2025 property tax bill for 105 W 3rd St was $5,145, down 2.6% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,145.00 (-2.59%) | $50,662 (-) Land $1,618 Building $49,044 | |
| 2024 | $5,282.00 | $50,662 Land $1,618 Building $49,044 | $151,986 (-) Land $4,854 Building $147,132 |
| 2023 | $151,986 (+68.89%) Land $4,854 Building $147,132 | ||
| 2022 | $3,205.00 | $29,997 Land $1,618 Building $28,379 | $89,991 Land $4,854 Building $85,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 105 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 250 / 50 |
May also be available: Surf Internet, Verizon.
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