105 W 3rd St, Everly, IA 51338 Property Records

Clay County property record for 105 W 3rd St, Everly, IA 51338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,737 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2021)
Tax Bill	$658 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963803308004`

Property Details

APN / Parcel Number

Primary APN	`963803308004`
Alternative APN	`49096380330800400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,737 sqft Living Area
1st Floor Area	784 sqft
Basement Area	953 sqft
Unfinished Basement	784 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	105 W 3RD ST
City	EVERLY
State	IA
Zip	51338-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	W 90' OF 19-20 3 O.P.
Legal Range	38W
Legal Township	96N
Legal Section	3
Legal Subdivision	ORIGINAL PLAT
Jurisdiction	CLAY IA
Township / Civil Division	LONE TREE
Census Block Group	4
Census Block	4044
Census Tract	80400

Owner

105 W 3rd St is owned and occupied by an individual who acquired it in October 2024.

Source: Clay County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	105 W 3RD ST, EVERLY, IA 51338-1100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Oct 20, 2021	Special Warranty Deed, Transfer
Jun 28, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jun 28, 2021
Deed Document Number	20213283
Deed Book / Page	2021 / 3283
Last Transfer Date	Oct 11, 2024
Transfer Doc	02024/2580
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	105 W 3RD ST, EVERLY, IA 51338-1100
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3285
Date	Oct 19, 2021
Book Page	2021/3285
Instrument	2021 3285

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Oct 20, 2021
Property Address	105 W 3RD ST, EVERLY, IA 51338-1100
Document Number	02021/3283
Book / Page	2021 / 3283
Instrument Date	Aug 26, 2021
Instrument	2021 3283
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 3RD ST, EVERLY, IA 51338-1100

June 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY IA
Recording Date	Jun 28, 2021
Property Address	105 W 3RD ST, EVERLY, IA 51338-1100
Document Number	02021/2033
Book / Page	2021 / 2033
Instrument Date	Jun 23, 2021
Instrument	2021 2033
Transaction Type	Foreclosure
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 W 3rd St was $658 with a homeowner's exemption, down 6% from the year before.

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Everly City
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$658.00 (-6%) Homeowner's exemption	$62,220 Land $11,880 Building $50,340	$62,220 Land $11,880 Building $50,340
2024	$700.00
2023		$62,160 (+21.17%) Land $11,880 Building $50,280	$62,160 Land $11,880 Building $50,280
2022	$610.00	$51,300 Land $11,880 Building $39,420
2021			$51,300 Land $11,880 Building $39,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERLY WATER SUPPLY serves 575 people · EPA ID IA2115029
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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