105 W 11th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 105 W 11th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1920
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$1,494 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.093.0020`

Property Details

APN / Parcel Number

Primary APN	`34.093.0020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	440 sqft
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 W 11TH ST
City	ALBERT LEA
State	MN
Zip	56007-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.39 AC BEG 33 FT S & 239 FT W OF NE COR SEC 20 TH W 122.5 FT TH S 140 FT TH E 122.5 FT TH N 140 FT TO POB UNPLATTED SEC 20 10
Legal Range	21
Legal Township	102
Legal Section	20
Legal Subdivision	STR: N2NE4NE4S20T102NR21W
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2062
Census Tract	180700

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 W 11TH ST, ALBERT LEA, MN 56007-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	105 W 11TH ST, ALBERT LEA, MN 56007-2802
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A547998
Date	Apr 2, 2021
Instrument	A547998

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	105 W 11TH ST, ALBERT LEA, MN 56007-2802
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A530838
Date	Jan 16, 2018
Instrument	A530838

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 3, 2028

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	105 W 11TH ST, ALBERT LEA, MN 56007-2802
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A530828
Date	Jan 16, 2018
Instrument	A530828

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 2, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,494.00 Homeowner's exemption	$124,700 (+37.49%) Land $16,200 Building $108,500	$124,700 (+37.49%) Land $16,200 Building $108,500
2025	$1,494.00 (+34.11%)
2023	$1,114.00 (-14.96%) Homeowner's exemption	$90,700 Land $16,200 Building $74,500	$90,700 Land $16,200 Building $74,500
2020	$1,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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