105 Vincent Rd, Grayson, KY 41143 Property Records

Carter County property record for 105 Vincent Rd, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1989
Lot Size	1.93 acres (84,071 sqft)
Owner	Company Name on Record
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`096-00-00-067.03`

Property Details

APN / Parcel Number

Primary APN	`096-00-00-067.03`
Alternative APN	`34249`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Lot Area	84,071 sqft (1.93 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	34249
Street Address	105 VINCENT RD
City	GRAYSON
State	KY
Zip	41143-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.93 ACRES
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2057
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	651 S STATE HIGHWAY 7, GRAYSON, KY 41143-6970
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
May 15, 2023	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Jan 5, 2021	Deed, Transfer · Line of Credit THE COMMERCIAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	105 VINCENT RD, GRAYSON, KY 41143-7520
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 550, GRAYSON, KY 41143-0550

Mortgage

Document Number	000524/435
Date	Sep 16, 2024
Book Page	524/435
Instrument	1000657

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	200 S CAROL MALONE BLVD, GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2044

Interest

Rate Type	Adjustable Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	May 15, 2023
Property Address	105 VINCENT RD, GRAYSON, KY 41143-7520
Document Number	000498/868
Book / Page	498 / 868
Instrument Date	May 12, 2023
Instrument	566107
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 S STATE HIGHWAY 7, GRAYSON, KY 41143-6970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S651 TATE HIGHWAY 7, 7, GRAYSON, KY 41143

Mortgage

Document Number	000498/874
Date	May 15, 2023
Book Page	498/874
Instrument	566108

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2038

Interest

Rate Type	Adjustable Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jan 5, 2021
Property Address	105 VINCENT RD, GRAYSON, KY 41143-7520
Document Number	0OR446/283
Book / Page	OR446 / 283
Instrument Date	Dec 23, 2020
Instrument	485613
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1515, GRAYSON, KY 41143-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	611 S STATE HIGHWAY 7, GRAYSON, KY 41143-6970

Mortgage

Document Number	0000485614
Date	Jan 5, 2021
Instrument	485614

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 23, 2025

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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