105 Vincent Ave, Central Point, OR 97502 Property Records

Jackson County property record for 105 Vincent Ave, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (Feb 2018)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`372W10BD10500`

Property Details

APN / Parcel Number

Primary APN	`372W10BD10500`
Alternative APN	`10144631`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	440 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 VINCENT AVE
City	CENTRAL POINT
State	OR
Zip	97502-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	2
Legal Subdivision	CENTRAL VALLEY SUBDIVISION UNIT #3
Legal Block	3
Legal Lot Number	23
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3007
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2024	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 9, 2018	Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · Construction Mortgage PEOPLES BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	20184598
Last Transfer Date	Jul 23, 2024
Transfer Doc	0000015593
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041294
Date	Sep 29, 2021
Instrument	2021-041294

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	May 1, 2048

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 30, 2024
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Document Number	0000015593
Map Reference	VOL 10 PG 36
Instrument Date	Jul 23, 2024
Instrument	2024-015593
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520

Mortgage

Document Number	0000015594
Date	Jul 30, 2024
Instrument	2024-015594

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 17, 2020
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Document Number	0000048163
Instrument Date	Nov 20, 2020
Instrument	48163
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6188 WILSON LN CENTRAL POINT OR 975029473, CENTRAL POINT, OR 97502-9473

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Document Number	0000036627
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 VINCENT AVE CENTRAL POINT OR 975021520, CENTRAL POINT, OR 97502-1520

Mortgage

Document Number	0000036627
Date	Oct 5, 2020
Instrument	36627

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 4, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 9, 2018
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Document Number	0000004598
Map Reference	VOL10 PG36
Instrument Date	Jan 30, 2018
Instrument	2018-004598
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520

Mortgage

Document Number	0000004599
Date	Feb 9, 2018
Instrument	2018-004599

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 29, 2017
Property Address	105 VINCENT AVE, CENTRAL POINT, OR 97502-1520
Document Number	0000033536
Instrument Date	Sep 29, 2017
Instrument	33536
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4506 MEDFORD OR 975010302, MEDFORD, OR 97501-0302

Mortgage

Document Number	33537
Date	Sep 29, 2017
Instrument	33537

Lender

Name	PEOPLES BK/COMMERCE
Type	Bank
Address	MEDFORD, OR 97504

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 28, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,300 (+3%)	$383,900 (-3.67%) Land $159,840 Building $224,060
2025	$3,496.00 (+2.52%)	$205,150 (+3%) Land $113,580 Building $91,570	$398,520 (+7.81%) Land $158,800 Building $239,720
2024	$3,410.00 (+3.3%)	$199,180 (+3%) Land $110,270 Building $88,910	$369,650 (+2.46%) Land $154,000 Building $215,650
2023	$3,301.00 (+2.39%)	$193,380 (+3%) Land $107,060 Building $86,320	$360,770 (-4.75%) Land $143,350 Building $217,420
2022	$3,224.00	$187,750 Land $103,940 Building $83,810	$378,780 Land $124,730 Building $254,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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