105 Villa Dr, Troup, TX 75789 Property Records

Smith County property record for 105 Villa Dr, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,068 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$81,300 (Oct 2013)
Tax Bill	$1,104 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R037642`

Property Details

APN / Parcel Number

Primary APN	`R037642`
Alternative APN	`1-00000-1099-00-094040`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R037642
Street Address	105 VILLA DR
City	TROUP
State	TX
Zip	75789-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPANISH VILLALOT 13 (AKA TR 94D)
Legal Subdivision	SPANISH VILLA
Legal Tract	94
Legal Lot Number	13
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2028
Census Tract	2101

Owner

105 Villa Dr is owned and occupied by an individual who bought it in October 2013.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 222, WHITEHOUSE, TX 75791-0222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on File
Deed Sale	Oct 29, 2013 · Amount on File
Prior Sale	Feb 17, 2010
Deed Document Number	201349615
Prior Transfer Date	Oct 23, 2013
Prior Transfer Doc	0000049615
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	105 VILLA DR, TROUP, TX 75789-3117
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 VILLA DR, TROUP, TX 75789-3117

Mortgage

Document Number	0001001657
Date	Jan 20, 2026
Instrument	202601001657

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Sep 11, 2017
Property Address	105 VILLA DR, TROUP, TX 75789-3117
Document Number	0000037456
Instrument Date	Sep 8, 2017
Instrument	37456
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222 WHITEHOUSE TX 757910222, WHITEHOUSE, TX 75791-0222

Tax Assessment & Valuation

The 2026 property tax bill for 105 Villa Dr was $1,104 with exemptions applied, up 7.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Troup City
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,104.00 (+7.92%) Homeowner's exemption Senior Citizen's exemption	$204,304 (+2.89%) Land $24,177 Building $180,127	$204,304 (+2.89%) Land $24,177 Building $180,127
2025	$1,023.00 (-4.93%) Homeowner's exemption Senior Citizen's exemption	$198,569 Land $24,177 Building $174,392	$198,569 Land $24,177 Building $174,392
2024	$1,076.00 (+15.45%)
2023	$932.00 (-41.53%) Homeowner's exemption	$117,562 Land $4,200 Building $113,362	$117,562 Land $4,200 Building $113,362
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Villa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Villa Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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