Santa Cruz County property record for 105 Verona Ct, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,194 sqft · built 2023 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $644,000 (Jul 2017) |
| Tax Bill | $31,867 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-161-41 |
| Primary APN | 053-161-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 5,194 sqft Living Area |
| Gross Area | 6,063 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,155 sqft (0.302 acres) |
| Garage Type | Attached |
| Garage Area | 869 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 VERONA CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | 1304 SEASCAPE UPLANDS |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK |
| Oct 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 19, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on Record |
| Deed Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 201723589 |
| Last Transfer Date | Sep 13, 2018 |
| Transfer Doc | 0000029851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Document Number | 0000006377 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-0006377 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000029972 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-0029972 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 2, 2018 |
| Property Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Document Number | 0000029851 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 29851 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2055 CALIBRIA CT LIVERMORE CA 945506853, LIVERMORE, CA 94550-6853 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 19, 2017 |
| Property Address | 105 VERONA CT, APTOS, CA 95003-5533 |
| Document Number | 0000023589 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 23589 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $708.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2055 CALIBRIA CT LIVERMORE CA 945506853, LIVERMORE, CA 94550-6853 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,718,192 (+1.44%) Land $1,359,095 Building $1,359,097 | ||
| 2025 | $31,867.00 (+60.54%) | $2,679,663 (+54.3%) Land $795,186 Building $1,884,477 | |
| 2023 | $19,850.00 (+133.83%) | $1,736,708 Land $704,308 Building $1,032,400 | $3,200,040 |
| 2022 | $8,489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.
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