105 Upper Neck Rd, Bayboro, NC 28515 Property Records

Pamlico County property record for 105 Upper Neck Rd, Bayboro, NC 28515

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,728 sqft · built 1994
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jun 2019)
Tax Bill	$649 (2025)
Deeds & Mortgages	Oct 2021 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`K032-42`

Property Details

APN / Parcel Number

Primary APN	`K032-42`
Alternative APNs	`7503667378000` `25144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Porch	Slab
Porch Area	496 sqft
Deck Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	25144
Street Address	105 UPPER NECK RD
City	BAYBORO
State	NC
Zip	28515-9501
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	EAST SIDE 1227 0000 00 X 00 0008438 7503667378000
Jurisdiction	PAMLICO NC
Township / Civil Division	4
Census Block Group	2
Census Block	2141
Census Tract	950104

Owner

Source: Pamlico County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 UPPER NECK RD, BAYBORO, NC 28515-9501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Intrafamily Transfer, Transfer
Jun 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN P JONES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Oct 1, 1992 · Amount on Record
Deed Book / Page	650 / 267
Last Transfer Date	Sep 30, 2021
Transfer Doc	000688/360
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAMLICO NC
Recording Date	Oct 1, 2021
Property Address	105 UPPER NECK RD, BAYBORO, NC 28515-9501
Document Number	000688/360
Book / Page	688 / 360
Map Reference	MB 284 PG 118
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 UPPER NECK RD, BAYBORO, NC 28515-9501

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jun 28, 2019
Property Address	105 UPPER NECK RD, BAYBORO, NC 28515-9501
Document Number	000650/267
Book / Page	650 / 267
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 NC HIGHWAY 304, BAYBORO, NC 28515-9141

Mortgage

Document Number	0000650270
Date	Jun 28, 2019
Instrument	650/270

Lender

Name	JOHN P JONES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000650/267
Date	Jun 28, 2019
Book Page	650/267

Lender

Name	JOHN P JONES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Mesic Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (+2.37%)	$74,234 (-) Land $41,028 Building $33,206	$74,234 (-) Land $41,028 Building $33,206
2023	$634.00	$74,234 Land $41,028 Building $33,206	$74,234 Land $41,028 Building $33,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	85 (1998–2019)
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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