105 True Trl, Royal, AR 71968 Property Records

Garland County property record for 105 True Trl, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 1974
Lot Size	0.461 acres (20,100 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`200-18950-001-000`

Property Details

APN / Parcel Number

Primary APN	`200-18950-001-000`
Alternative APNs	`1068768.0` `27366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,218 sqft
Upper Floors Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,100 sqft (0.461 acres)
Lot Dimensions	201 ft deep x 100 ft wide
Terrain	Gentle Slope

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Deck Area	25 sqft
Patio Area	627 sqft
Fence	Fence
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1068768.0
Street Address	105 TRUE TRL
City	ROYAL
State	AR
Zip	71968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A
Legal Range	20W
Legal Township	03S
Legal Section	08
Legal Subdivision	FOIZIES RESURVEY LOTS 1-2-3
Legal Block	1
Legal Lot Number	A
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1000
Census Tract	11102

Owner

105 True Trl is held in a trust since March 2022.

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	28 TROTTER LN, LITTLE ROCK, AR 72223-8918
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 2, 2019	Warranty Deed, Transfer · Line of Credit BANK OZK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022
Deed Sale	Mar 9, 2022
Deed Document Number	4432-000385
Deed Book / Page	4259 / 508
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0004259508
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 3, 2021
Property Address	105 TRUE TRL, ROYAL, AR 71968
Document Number	0042590508
Book / Page	4259 / 508
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1532 OLD DIXSONVILLE RD, 1532, MALVERN, AR 72104-7547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TROTTER LN, LITTLE ROCK, AR 72223-8918

Mortgage

Document Number	0004259511
Date	Feb 3, 2021
Instrument	4259/511

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Aug 2, 2019
Property Address	105 TRUE TRL, ROYAL, AR 71968
Document Number	0003530230
Book / Page	000353 / 000230
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1532 OLD DIXSONVILLE RD MALVERN AR 721047547, MALVERN, AR 72104-7547

Mortgage

Document Number	40710152
Date	Aug 2, 2019
Book Page	004071/000152

Lender

Name	BANK OZK
Address	LITTLE ROCK, AR 72231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Aug 1, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 True Trl was $3,268.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00	$73,620 Land $37,500 Building $36,120
2023	$3,224.00	$73,620 Land $37,500 Building $36,120	$368,100 Land $187,500 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 True Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 True Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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