105 Triple R Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 105 Triple R Dr, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,088 sqft · built 1990
Lot Size	1 acres (43,581 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2026)
Tax Bill	$777 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551202769392000`

Property Details

APN / Parcel Number

Primary APN	`551202769392000`
Alternative APNs	`53862` `58949`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,088 sqft Heated Area
Gross Area	2,256 sqft
1st Floor Area	1,088 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,581 sqft (1 acres)
Lot Dimensions	240 ft deep x 210 ft wide
Porch	Slab
Porch Area	24 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	58949
Street Address	105 TRIPLE R DR
City	MURPHY
State	NC
Zip	28906-9122
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR ROBERSON 1672/234 F/174
Legal Phase	1598
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2028
Census Tract	930401

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CU
Jan 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 29, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 16, 2022	Deed, Transfer
Oct 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	20262656
Deed Book / Page	1802 / 828
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	0000000918
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TRIPLE R DR, MURPHY, NC 28906-9122

Mortgage

Document Number	001796/298
Date	Feb 26, 2026
Book Page	1796/298
Instrument	936

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	1700 RUSS AVE, WAYNESVILLE, NC 28786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TRIPLE R DR, MURPHY, NC 28906-9122

Mortgage

Document Number	01770/1066
Date	Jan 6, 2025
Book Page	1770/1066
Instrument	31

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 29, 2026
Property Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Document Number	001802/828
Book / Page	1802 / 828
Instrument Date	May 7, 2026
Instrument	20262656
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TRIPLE R DR, MURPHY, NC 28906-9122

Mortgage

Document Number	0000002657,
Date	May 29, 2026
Instrument	20262657

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2022
Property Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Document Number	01724/1426
Book / Page	1724 / 1426
Instrument Date	Nov 14, 2022
Instrument	7288
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 TRIPLE R DR, MURPHY, NC 28906-8114

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 24, 2018
Property Address	105 TRIPLE R DR, MURPHY, NC 28906-9122
Document Number	01598/0977
Book / Page	01598 / 0977
Instrument Date	Oct 23, 2018
Instrument	05135
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5145 HANGING DOG RD, 5145, MURPHY, NC 28906-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 TRIPLE R DR, MURPHY, NC 28906-8114

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00	$98,920 (-)	$98,920 (-) Land $8,890 Building $90,030
2023		$98,920	$98,920 Land $8,890 Building $90,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: CND Acquisition, Verizon, Wilkes Telephone Membership.

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