105 Trail Ridge Rd, Athens, TX 75751 Property Records

Henderson County property record for 105 Trail Ridge Rd, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,910 sqft · built 1973
Owner	Individual Name on Record
Tax Bill	$3,383 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2625-0000-0820-00`

Property Details

APN / Parcel Number

Primary APN	`2625-0000-0820-00`
Alternative APNs	`R000041514` `248963`

Interior

Full Baths	2 Baths
Building Area	1,910 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Dimensions	284 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	130 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000041514
Old Parcel Number	2625.0000.0820.00
Street Address	105 TRAIL RIDGE RD
City	ATHENS
State	TX
Zip	75751-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 82 AB 383 J IZARD SUR, DOGWOOD ESTS SEC II, LT 82
Legal Subdivision	DOGWOOD ESTATES (108)
Legal Lot Number	82
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2009
Census Tract	950400

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 TRAIL RIDGE RD, ATHENS, TX 75751-9059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 14, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020
Deed Sale	Feb 14, 2020
Deed Document Number	2020-00002147
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	105 TRAIL RIDGE RD, ATHENS, TX 75751-9059
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022284
Date	Nov 17, 2021
Instrument	2021-00022284

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Feb 14, 2020
Property Address	105 TRAIL RIDGE RD, ATHENS, TX 75751-9059
Document Number	202000002147
Map Reference	CAB A SL 236
Instrument Date	Feb 14, 2020
Instrument	2020-00002147
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 TRAIL RIDGE RD, ATHENS, TX 75751-9059

Mortgage

Document Number	202000002148
Date	Feb 14, 2020
Instrument	2020-00002148

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Athens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,383.00 (-47.63%) Homeowner's exemption	$286,074 Land $10,913 Building $292,445	$303,358 Land $10,913 Building $292,445
2022	$6,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE UTILITY private · serves 1,446 people · EPA ID TX1070043
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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