105 Thoreau Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 105 Thoreau Ln, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,544 sqft · built 1989
Lot Size0.192 acres (8,370 sqft)
Owner2 Individual Names on File
Last Sale$593,000 (Mar 2019)
Tax Bill$7,324 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN071-0920-018-0000

Property Details

APN / Parcel Number

Primary APN071-0920-018-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,544 sqft Living Area
1st Floor Area1,171 sqft
2nd Floor Area975 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area8,370 sqft (0.192 acres)
Garage Area622 sqft
Parking Spaces2 Parking Spaces
Pool Area16,500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 THOREAU LN
CityFOLSOM
StateCA
Zip95630-6523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW CREEK ESTS SOUTH 06A, LOT 18
Legal SubdivisionWILLOW CREEK ESTS SOUTH 06A
Legal Lot Number18
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1004
Census Tract8510

Owner

Source: Sacramento County records · APN 071-0920-018-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 THOREAU LN, FOLSOM, CA 95630-6523
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEPLUS CORP
Mar 10, 2020Deed of Trust, Construction Loan · Construction Mortgage
HOMEPLUS CORP
Mar 22, 2019Grant Deed, Transfer · Conventional Mortgage
SUMMIT FNDG
Sep 28, 2018Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BK NA
Nov 27, 2017Deed of Trust, Mortgage · Conventional with PMI
FRANKLIN AMERICAN MTG
Nov 27, 2017Loan Modification, Mortgage · Line of Credit
TCF NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2019 · Amount on Record
Deed SaleMar 22, 2019 · Amount on Record
Prior SaleFeb 20, 2014 · Amount on Record
Deed Book / Page20190322 / 943
Prior Transfer DateSep 23, 2014
Prior Transfer Doc0000001020
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyIN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 THOREAU LN, FOLSOM, CA 95630-6523

Mortgage

Document Number0000003579
DateFeb 16, 2021
Instrument202102163579
Lender
NameHOMEPLUS CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateMar 10, 2020
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Document Number2003101504
Instrument DateFeb 25, 2020
Instrument2003101504
Transaction TypeConstruction Loan
Record UpdatedApr 14, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address105 THOREAU LN FOLSOM CA 956306523, FOLSOM, CA 95630-6523

Mortgage

Document Number2003101504
DateMar 10, 2020
Instrument2003101504
Lender
NameHOMEPLUS CORP
AddressSAN DIEGO, CA 92108
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 22, 2019
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Document Number1903220943
Instrument DateMar 18, 2019
Instrument1903220943
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$652.30
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address105 THOREAU LN FOLSOM CA 956306523, FOLSOM, CA 95630-6523

Mortgage

Document Number1903220944
DateMar 22, 2019
Instrument1903220944
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Document Number1810090952
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 THOREAU LN FOLSOM CA 956306523, FOLSOM, CA 95630-6523

Mortgage

Document Number1810090952
DateOct 09, 2018
Instrument1810090952
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Document Number1712010322
Instrument DateNov 27, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 THOREAU LN FOLSOM CA 956306523, FOLSOM, CA 95630-6523

Mortgage

Document Number1712010322
DateDec 01, 2017
Instrument1712010322
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACRAMENTO CA
Property Address105 THOREAU LN, FOLSOM, CA 95630-6523
Document Number1712010323
Instrument DateNov 27, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 THOREAU LN FOLSOM CA 956306523, FOLSOM, CA 95630-6523

Mortgage

Document Number1712010323
DateDec 01, 2017
Instrument1712010323
Lender
NameTCF NAT'L BK
TypeBank
AddressPLYMOUTH, MN 55441
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$674,725 (+2%) Land $193,427 Building $481,298
2025$7,324.00 (+2.06%)$661,496 (+4.04%) Land $189,635 Building $471,861
2024$7,176.00 (+1.77%)
2023$7,051.00 (+1.47%)$635,811 Land $182,272 Building $453,539
2022$6,949.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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