105 Terra Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 105 Terra Dr, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,748 sqft · built 1985
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on Record
Tax Bill$6,804 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR59066

Property Details

APN / Parcel Number

Primary APNR59066
Alternative APN
  • O0049582

Interior

Stories1 Story
Building Area1,748 sqft Living Area
Gross Area2,541 sqft
1st Floor Area1,748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area400 sqft
PorchCovered Porch
Porch Area498 sqft
Deck AreaDeck Area
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 TERRA DR
CityELGIN
StateTX
Zip78621-3220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRA SUBDIVISION, LOT 16, ACRES 0.2340
Legal SubdivisionS8010 - TERRA SUBDIVISION
Legal Block3
Legal Lot Number16
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3037
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 TERRA DR, ELGIN, TX 78621-3220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
AUSTIN TELCO FCU
Apr 24, 2020Deed of Trust, Mortgage · Line of Credit
AUSTIN TELCO FCU
May 5, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 28, 2020
Transfer Doc202007153
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address105 TERRA DR, ELGIN, TX 78621-3220
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201806033
DateApr 30, 2018
Instrument201806033
Lender
NameAUSTIN TELCO FCU
TypeCredit Union
AddressAUSTIN, TX 78757
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueApr 17, 2028

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address105 TERRA DR, ELGIN, TX 78621-3220
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202006450
DateApr 24, 2020
Instrument202006450
Lender
NameAUSTIN TELCO FCU
TypeCredit Union
AddressAUSTIN, TX 78757
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBASTROP TX
Recording DateMay 5, 2020
Property Address105 TERRA DR, ELGIN, TX 78621-3220
Document Number202007153
Map ReferenceCAB 2 G 241-B
Instrument DateApr 28, 2020
Instrument202007153
Transaction TypeTransfer
Record UpdatedNov 22, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address105 TERRA DR, 105, ELGIN, TX 78621-3220

Transferred To (Grantee/Buyer)

NameVerified Name
Address1500 T H JOHNSON DR, TAYLOR, TX 76574-1280

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,804.00 (+2.52%) Homeowner's exemption$344,469 (-5.4%) Land $111,247 Building $233,222$344,469 (-5.4%) Land $111,247 Building $233,222
2024$6,637.00
2023Homeowner's exemption$364,115 Land $111,247 Building $252,868$364,115 Land $111,247 Building $252,868
2022$6,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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