105 Tennessee St, Murphy, NC 28906 Property Records

Cherokee County property record for 105 Tennessee St, Murphy, NC 28906

Property Summary

Property Type	Commercial
Details	4,440 sqft · built 1970
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`459210452505000`

Property Details

APN / Parcel Number

Primary APN	`459210452505000`
Alternative APNs	`440200091465` `59642`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,440 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	204 ft deep x 53 ft wide
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	59642
Street Address	105 TENNESSEE ST
City	MURPHY
State	NC
Zip	28906-2735
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GB
Legal Description	DICKEY PROP 585/202 817/142
Legal Phase	585
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2048
Census Tract	930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44 MAUNEY ST, MURPHY, NC 28906-2800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage NANTAHALA BANK & TRUST COMPANY
Mar 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 16, 2023
Transfer Doc	001731/389
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	105 TENNESSEE ST, MURPHY, NC 28906-2735
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAUNEY ST, MURPHY, NC 28906-2800

Mortgage

Document Number	01790/1156
Date	Nov 24, 2025
Book Page	1790/1156
Instrument	5748

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	102 HWY 64 E, HAYESVILLE, NC 28904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 16, 2023
Property Address	105 TENNESSEE ST, MURPHY, NC 28906-2735
Document Number	001731/389
Book / Page	1731 / 389
Instrument Date	Jan 25, 2023
Instrument	1226
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAUNEY ST, MURPHY, NC 28906-2800

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00	$231,390 (-)	$231,390 (-) Land $64,240 Building $167,150
2023		$231,390	$231,390 Land $64,240 Building $167,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peachtree Broadband Fiber.

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