Cleveland County property record for 105 Sycamore Ln, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 3,346 sqft · built 2003 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,788 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44947 |
| Primary APN | 44947 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,346 sqft Finished Area |
| Upper Floors Area | 732 sqft |
| Basement Area | 2,029 sqft |
| Unfinished Basement | 2,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 24,176 sqft (0.555 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 376 sqft |
| Deck Area | 323 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1317312 |
|---|---|
| Street Address | 105 SYCAMORE LN |
| City | SHELBY |
| State | NC |
| Zip | 28152-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #5 W LAKE EST PH 2 PB18-3 |
| Legal Subdivision | LAKE |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951501 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 SYCAMORE LN, SHELBY, NC 28152-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 5, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 105 SYCAMORE LN, SHELBY, NC 28152-9603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018832502 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 1883/2502 |
| Instrument | 200079082 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 5, 2017 |
| Property Address | 105 SYCAMORE LN, SHELBY, NC 28152-9603 |
| Document Number | 0017521003 |
| Book / Page | 001752 / 001003 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 5562 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 SYCAMORE LN SHELBY NC 281529603, SHELBY, NC 28152-9603 |
| Document Number | 17521006 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 001752/001006 |
| Instrument | 5563 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,788.00 (+7.38%) | $503,900 (-) Land $27,972 Building $475,928 | $503,900 (-) Land $27,972 Building $475,928 |
| 2025 | $4,459.00 | $503,900 (+29.69%) Land $27,972 Building $475,928 | $503,900 (+29.69%) Land $27,972 Building $475,928 |
| 2023 | $388,543 Land $19,980 Building $368,563 | $388,543 Land $19,980 Building $368,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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