105 SW 118th Ter, Gainesville, FL 32607 Property Records

Alachua County property record for 105 SW 118th Ter, Gainesville, FL 32607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,454 sqft · built 2021
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$547,700 (Jan 2021)
Tax Bill	$10,331 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04328-010-013`

Property Details

APN / Parcel Number

Primary APN	`04328-010-013`
Alternative APN	`00349620000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,454 sqft Heated Area
Utility Area	382 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Driveway	Driveway
Driveway Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00349620000
Street Address	105 SW 118TH TER
City	GAINESVILLE
State	FL
Zip	32607-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	FLETCHER PARK CLUSTER SUBDIVISION PB 26 PG 58 LOT 13 OR 4849/1856
Legal Range	18E
Legal Township	10S
Legal Section	01
Legal Subdivision	FLETCHER PARK CLUSTER SUBDIVISION
Legal Lot Number	13
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1006
Census Tract	2208

Owner

105 SW 118th Ter is owned and occupied by an individual who bought it in January 2021.

Source: Alachua County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 SW 118TH TER, GAINESVILLE, FL 32607-1173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 14, 2017	Loan Modification, Mortgage · Line of Credit ROBINSON WANDA L TRUST (PT)
Dec 13, 2017	Warranty Deed, Transfer LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	3309905
Deed Book / Page	4849 / 1856
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Jan 13, 2021
Property Address	105 SW 118TH TER, GAINESVILLE, FL 32607-1173
Document Number	0048491856
Book / Page	4849 / 1856
Map Reference	MB 26 PG 58
Instrument Date	Jan 11, 2021
Instrument	3309905
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,833.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6910 W UNIVERSITY AVE, 6910, GAINESVILLE, FL 32607-7620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SW 129TH TER, NEWBERRY, FL 32669-2761

Mortgage

Document Number	0048491858
Date	Jan 13, 2021
Instrument	4849/1858

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALACHUA FL
Property Address	105 SW 118TH TER, GAINESVILLE, FL 32607-1173
Document Number	0045640374
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0045640374
Date	Dec 18, 2017
Book Page	004564/000374
Instrument	3096708

Lender

Name	ROBINSON WANDA L TRUST (PT)

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Dec 13, 2017
Property Address	105 SW 118TH TER, GAINESVILLE, FL 32607-1173
Document Number	0045630874
Book / Page	004563 / 000874
Instrument Date	Dec 11, 2017
Instrument	3096111
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC

Transaction

Amount	Amount on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6910 W UNIVERSITY AVE GAINESVILLE FL 326077620, GAINESVILLE, FL 32607-7620

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$528,289 Land $120,000 Building $408,289	$528,289 Land $120,000 Building $408,289
2024	$10,331.00 (+1.74%)
2023	$10,154.00 (+2.99%) Homeowner's exemption Senior Citizen's exemption	$503,938 (+3%)	$552,333 (+12.89%) Land $135,000 Building $417,333
2022	$9,859.00 Homeowner's exemption	$489,260 Land $120,000 Building $369,260	$489,260 Land $120,000 Building $369,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 SW 118th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · Tropical Storm Elsa

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 SW 118th Ter is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber.

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