105 Suwannee Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 105 Suwannee Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1958
Lot Size	0.27 acres (11,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2023)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-662000-004000`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-662000-004000`
Alternative APNs	`342826662000004000` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,770 sqft (0.27 acres)
Lot Dimensions	197 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	589 sqft
Carport	Carport
Carport Area	589 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	360 sqft
Porch	Florida Room
Porch Area	438 sqft
Shed	1 Shed
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 SUWANNEE RD
City	WINTER HAVEN
State	FL
Zip	33884-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B LOT 400
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS LAKE MARIAM UNIT
Legal Tract	662000
Legal Block	2
Legal Lot Number	400
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2034
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SUWANNEE RD, WINTER HAVEN, FL 33884-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2023 · Amount on Record
Deed Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	2023291023
Deed Book / Page	12939 / 1849
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	0000167707
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 13, 2023
Property Address	105 SUWANNEE RD, WINTER HAVEN, FL 33884-1417
Document Number	0000291023
Book / Page	12939 / 1849
Map Reference	MB 17 PG 49,49A&49B
Instrument Date	Dec 8, 2023
Instrument	2023291023
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 VIENNA SQUARE DR, WINTER HAVEN, FL 33884-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1234, CAMINO, CA 95709-1234

Mortgage

Document Number	0129391851
Date	Dec 13, 2023
Instrument	12939/1851

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,534 (+2.7%)	$257,112 (+7.54%) Land $47,080 Building $210,032
2025	$2,632.00 (+178.52%) Homeowner's exemption	$239,079 (+203.33%) Land $44,726 Building $194,353	$239,079 (-0.18%) Land $44,726 Building $194,353
2023	$945.00 (-1.46%) Homeowner's exemption	$78,817 (+3%)	$239,519 (+10.79%) Land $43,549 Building $195,970
2022	$959.00 Homeowner's exemption	$76,521	$216,197 Land $36,487 Building $179,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20