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105 Surf St, Pacifica, CA 94044 Property Records

San Mateo County property record for 105 Surf St, Pacifica, CA 94044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1954
Lot Size0.137 acres (5,952 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Nov 1996)
Tax Bill$5,789 (2025)
Deeds & MortgagesJan 2023 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN009-283-140

Property Details

APN / Parcel Number

Primary APN009-283-140

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,952 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCorner
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 SURF ST
CityPACIFICA
StateCA
Zip94044-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 3 OCEAN PARK MANOR SUB NO 2 RSM 37/11
Legal SubdivisionOCEAN PARK MANOR SUB NO 2
Legal Block3
Legal Lot Number7
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group4
Census Block4011
Census Tract603000

Owner

Source: San Mateo County records · APN 009-283-140

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 SURF ST, PACIFICA, CA 94044-2234
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Oct 09, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 1996 · Amount on Record
Deed SaleNov 22, 1996 · Amount on Record
Deed Document Number1996146082
Last Transfer DateOct 02, 2020
Transfer Doc0000109037
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address105 SURF ST, PACIFICA, CA 94044-2234
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SURF ST, PACIFICA, CA 94044-2234

Mortgage

Document Number0000004211
DateJan 30, 2023
Instrument2023-004211
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term481 Months
DueFeb 01, 2063

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateOct 09, 2020
Property Address105 SURF ST, PACIFICA, CA 94044-2234
Document Number0000109037
Map ReferenceMB 37 PG 11
Instrument DateOct 02, 2020
Instrument2020-109037
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address105 SURF ST, PACIFICA, CA 94044-2234

Mortgage

Document Number0000109038
DateOct 09, 2020
Instrument2020-109038
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$373,752 (+2%) Land $186,876 Building $186,876
2025$5,789.00 (+8.41%)$366,424 (+4.04%) Land $183,212 Building $183,212
2023$5,340.00 (+5.89%)$352,198 Land $176,099 Building $176,099$845,550
2022$5,043.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816030004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 units insured
4 under condo master policies
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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