105 Sunshine Dr, Rio, IL 61472 Property Records

Knox County property record for 105 Sunshine Dr, Rio, IL 61472

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1977
Lot Size	0.474 acres (20,686 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2025)
Tax Bill	$6,065 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-17-426-023`

Property Details

APN / Parcel Number

Primary APN	`01-17-426-023`

Interior

Building Area	1,316 sqft Base Area
1st Floor Area	1,316 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,686 sqft (0.474 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	105 SUNSHINE DR
City	RIO
State	IL
Zip	61472-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT LAKE SUB LOT 2 LYG IN N 1/2 SE SEC 17 T13 R1
Legal Range	01
Legal Township	13
Legal Section	17
Legal Subdivision	SCOTT LAKE SUB
Jurisdiction	KNOX IL
Township / Civil Division	RIO
Census Block Group	3
Census Block	3048
Census Tract	100

Owner

105 Sunshine Dr is owned and occupied by an individual who bought it in June 2025.

Source: Knox County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 SUNSHINE DR, RIO, IL 61472-9789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
May 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS ST BK/WSTN IL
Feb 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	105 SUNSHINE DR, RIO, IL 61472-9789
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104583
Date	Mar 13, 2026
Instrument	1104583

Lender

Name	NEW ERA LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Jul 18, 2019
Property Address	105 SUNSHINE DR, RIO, IL 61472-9789
Document Number	0001056847
Map Reference	VL38 PG17 DOC932767
Instrument Date	Jul 16, 2019
Instrument	1056847
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 SUNSHINE DR, RIO, IL 61472-9789

Mortgage

Document Number	0001056848
Date	Jul 18, 2019
Instrument	1056848

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.38%

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX IL
Recording Date	May 15, 2017
Property Address	105 SUNSHINE DR, RIO, IL 61472-9789
Instrument Date	Apr 10, 2017
Instrument	1041036
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 SHEPHERD DR RIO IL 614729802, RIO, IL 61472-9802

Mortgage

Document Number	0001041036
Date	May 15, 2017
Instrument	1041036

Lender

Name	FARMERS ST BK/WSTN IL
Type	Bank
Address	ALPHA, IL 61413-5002

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2018

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Feb 10, 2017
Property Address	105 SUNSHINE DR, RIO, IL 61472-9789
Document Number	0001039063
Instrument Date	Feb 8, 2017
Instrument	1039063
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SUNSHINE DR RIO IL 614729789, RIO, IL 61472-9789

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Rio Township
Municipality	Rio Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,070 Land $2,500 Building $80,570	$249,210 Land $7,500 Building $241,710
2024	$6,065.00
2022	$5,258.00	$65,610 Land $2,030 Building $63,580	$196,830 Land $6,090 Building $190,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Sunshine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sunshine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO serves 265 people · EPA ID IL0950450
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Oneida Network Services DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunshine Dr

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