Roane County property record for 105 Sunset Dr, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,950 sqft · built 1979 |
| Lot Size | 0.575 acres (25,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Aug 2026) |
| Tax Bill | $1,468 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-0006.0000 |
| Primary APN | 08-10-0006.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 25,047 sqft (0.575 acres) |
| Lot Dimensions | 187 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 85765601 |
|---|---|
| Street Address | 105 SUNSET DR |
| City | SPENCER |
| State | WV |
| Zip | 25276-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-3 E MEADOW |
| Legal Subdivision | EAST MEADOWS PLAT NO 1 SUB |
| Legal Lot Number | A |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 963000 |
105 Sunset Dr is owned and occupied by an individual who bought it in August 2026.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 SUNSET DR, SPENCER, WV 25276-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Jun 11, 2018 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Jun 11, 2018 · Amount on File |
| Deed Document Number | 20262206871 |
| Deed Book / Page | 700 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Aug 14, 2026 |
| Property Address | 105 SUNSET DR, SPENCER, WV 25276-1629 |
| Document Number | 0002206871 |
| Book / Page | 700 / 465 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20262206871 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | BESTITLE AGENCY INC, BESTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112,488.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 SUNSET DR, SPENCER, WV 25276-1629 |
| Document Number | 0002206872, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20262206872 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Jun 11, 2018 |
| Property Address | 105 SUNSET DR, SPENCER, WV 25276-1629 |
| Document Number | 000573/223 |
| Book / Page | 573 / 223 |
| Map Reference | BK 3 PG 121 |
| Instrument Date | May 29, 2018 |
| Instrument | 2150514 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,193.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000346/128 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 346/128 |
| Instrument | 2150515 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 105 Sunset Dr was $1,468, up 431.9% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,468.00 (+431.88%) | $65,880 (+438.24%) Land $13,980 Building $51,900 | $109,800 (+438.24%) Land $23,300 Building $86,500 |
| 2025 | $276.00 | $12,240 Land $11,880 Building $360 | $20,400 Land $19,800 Building $600 |
| 2023 | $759.00 (+1.47%) | $66,660 (+2.11%) Land $12,300 Building $54,360 | $111,100 (+2.11%) Land $20,500 Building $90,600 |
| 2022 | $748.00 | $65,280 Land $12,300 Building $52,980 | $108,800 Land $20,500 Building $88,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 105 Sunset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 28 (1997–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Sunset Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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