105 Sunset Cir, Locust, NC 28097 Property Records

Stanly County property record for 105 Sunset Cir, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 2020
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Mar 2021)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557504504925`

Property Details

APN / Parcel Number

Primary APN	`557504504925`
Alternative APNs	`1533111` `30529`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	129 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1533111
Street Address	105 SUNSET CIR
City	LOCUST
State	NC
Zip	28097-7288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	HSE 105 SUNSET CIR 557504228
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2000
Census Tract	930802

Owner

Source: Stanly County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SUNSET CIR, LOCUST, NC 28097-7288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Mar 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	2021430265
Deed Book / Page	1733 / 1367
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	105 SUNSET CIR, LOCUST, NC 28097-7288
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUNSET CIR, LOCUST, NC 28097-7288

Mortgage

Document Number	0000479635
Date	Jul 28, 2025
Book Page	1889/1439
Instrument	479635

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 11, 2021
Property Address	105 SUNSET CIR, LOCUST, NC 28097-7288
Document Number	0000430265
Book / Page	001733 / 001367
Instrument Date	Mar 8, 2021
Instrument	430265
Transaction Type	Transfer
Record Updated	Apr 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SUNSET CIR LOCUST NC 280977288, LOCUST, NC 28097-7288

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 10, 2020
Property Address	105 SUNSET CIR, LOCUST, NC 28097-7288
Document Number	0000417109
Book / Page	001692 / 000948
Instrument Date	Feb 10, 2020
Instrument	417109
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 399 STANFIELD NC 281630399, STANFIELD, NC 28163-0399

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+14.71%)	$347,558 (+35.89%) Land $46,778 Building $300,780	$347,558 (+35.89%) Land $46,778 Building $300,780
2023	$2,787.00	$255,769 Land $27,641 Building $228,128	$255,769 Land $27,641 Building $228,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

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