Frederick County property record for 105 Sunset Cir, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,750 sqft · built 1988 |
| Lot Size | 0.32 acres (14,074 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Nov 2017) |
| Tax Bill | $2,099 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A011-8-118 |
| Primary APN | 18A011-8-118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 4,076 sqft |
| 1st Floor Area | 1,750 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,074 sqft (0.32 acres) |
| Terrain | Wooded |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001441 |
|---|---|
| Street Address | 105 SUNSET CIR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L118 P8 S1 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 8 |
| Legal Lot Number | 118 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 50300 |
105 Sunset Cir is owned and occupied by two individuals who bought it in November 2017.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SUNSET CIR, CROSS JUNCTION, VA 22625-2463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance APPLE FEDERAL CREDIT UNION |
| Nov 13, 2017 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on File |
| Deed Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 201711835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 105 SUNSET CIR, CROSS JUNCTION, VA 22625-2463 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TANDEM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007105 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 210007105 |
| Name | APPLE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 13, 2017 |
| Property Address | 105 SUNSET CIR, CROSS JUNCTION, VA 22625-2463 |
| Document Number | 0000011835 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 11835 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 SUNSET CIR CROSS JUNCTION VA 226252463, CROSS JUNCTION, VA 22625-2463 |
| Document Number | 11836 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 11836 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2026 property tax bill for 105 Sunset Cir was $2,099, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,099.00 (+10.42%) | $396,000 Land $58,000 Building $338,000 | $396,000 Land $58,000 Building $338,000 |
| 2025 | $1,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Sunset Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Sunset Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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