105 Sun Cir, Petal, MS 39465 Property Records

Forrest County property record for 105 Sun Cir, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,844 sqft · built 1978
Owner	Individual Name on File
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-030A-01-085.00`

Property Details

APN / Parcel Number

Primary APN	`3-030A-01-085.00`
Alternative APNs	`161A-2160-001-059.00` `029911` `29911`

Interior

Full Baths	3 Baths
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29911
Street Address	105 SUN CIR
City	PETAL
State	MS
Zip	39465-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3&4 BLK 1 CARROLTON S/D B500 P239 9/81 DB526 P182 6/83 PREV #P62220005-050 3/24/92 668/505 6/93 692/194 B558 P191 7/85
Legal Range	13W
Legal Township	04N
Legal Section	01
Legal Subdivision	CARROLTON SUB
Legal Block	1
Legal Lot Number	3-4 4
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2004
Census Tract	10400

Owner

105 Sun Cir is owned and occupied by an individual who acquired it in March 2025.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 SUN CIR, PETAL, MS 39465-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage GRAND BANK FOR SAVINGS FSB
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Sep 21, 2021	Warranty Deed, Transfer
Nov 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025
Deed Sale	Mar 31, 2025
Prior Sale	Sep 21, 2021
Deed Document Number	0001469404
Deed Book / Page	1469 / 404
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	105 SUN CIR, PETAL, MS 39465-3411
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002257/632
Date	Nov 21, 2019
Book Page	2257/632
Instrument	798085

Lender

Name	GRAND BANK FOR SAVINGS FSB
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	105 SUN CIR, PETAL, MS 39465-3411
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002382/125
Date	Sep 21, 2021
Book Page	2382/125
Instrument	827694

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Sep 21, 2021
Property Address	105 SUN CIR, PETAL, MS 39465-3411
Document Number	001377/166
Book / Page	1377 / 166
Instrument Date	Sep 14, 2021
Instrument	827693
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 OAKWOOD DR, 37, PETAL, MS 39465-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SUN CIR, PETAL, MS 39465-3411

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Nov 21, 2019
Property Address	105 SUN CIR, PETAL, MS 39465-3411
Document Number	001326/356
Book / Page	1326 / 356
Instrument Date	Nov 20, 2019
Instrument	798084
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 GRADY MORGAN CUT OFF, 131, PETAL, MS 39465-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUNCIR, PETAL, MS 39465-3411

Tax Assessment & Valuation

The 2025 property tax bill for 105 Sun Cir was $1,584 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,584.00 Homeowner's exemption	$10,670	$106,700 Land $28,360 Building $78,340
2023	$1,395.00 Homeowner's exemption	$101,000 (+9%)	$101,000 (-) Land $28,360 Building $72,640
2022		$10,100	$101,000 Land $28,360 Building $72,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Sun Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	18 (1980–2026)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Sun Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sun Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures