105 Summit Dr, Tipton, IA 52772 Property Records

Cedar County property record for 105 Summit Dr, Tipton, IA 52772

Property Summary

Property TypeSingle Family Home
Details10 bd · 1 ba · 2,525 sqft · built 2012
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jan 2012)
Tax Bill$9,254 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN048010014010030

Property Details

APN / Parcel Number

Primary APN048010014010030
Alternative APN
  • 48504801001401003000

Interior

Bedrooms10 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,525 sqft Living Area
Basement Area2,525 sqft
Finished Basement1,850 sqft
Unfinished Basement675 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,769 sqft (0.362 acres)
Garage TypeAttached
Garage Area801 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area220 sqft
Deck Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address105 SUMMIT DR
CityTIPTON
StateIA
Zip52772-9388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRASEURS MILLENNIUM 1ST ADD L 3 & S 1/2 L 2
Legal Range03W
Legal Township80N
Legal Section01
Legal SubdivisionFRASEURS MILLENNNIUM 1ST ADD
Legal Lot Number3
JurisdictionCEDAR IA
Township / Civil DivisionCENTER
Census Block Group4
Census Block4029
Census Tract450300

Owner

105 Summit Dr is owned and occupied by two individuals who bought it in January 2012.

Source: Cedar County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address105 SUMMIT DR, TIPTON, IA 52772-9388
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2012 · Amount on File
Deed SaleJan 18, 2012 · Amount on File
Deed Document Number2012196
Deed Book / Page1088 / 252
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address105 SUMMIT DR, TIPTON, IA 52772-9388
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001618/300
DateOct 28, 2021
Book Page1618/300
Instrument2021 4189
Lender
NameCITIZENS SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 105 Summit Dr was $9,254 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityTipton City
Unified School DistrictTipton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,254.00 Homeowner's exemption$567,750 (-) Land $56,000 Building $511,750$567,750 (-) Land $56,000 Building $511,750
2025$9,254.00 (+1.14%) Homeowner's exemption$567,750 Land $56,000 Building $511,750$567,750 Land $56,000 Building $511,750
2024$9,150.00
2023$506,550 (+20.98%) Land $56,000 Building $450,550$506,550 Land $56,000 Building $450,550
2022$8,338.00 Homeowner's exemption$418,700 Land $50,400 Building $368,300
2021$418,700 Land $50,400 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Summit Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTIPTON WATER SUPPLY
serves 3,149 people · EPA ID IA1689022
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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