105 Summit Dr NE, Saint Michael, MN 55376 Property Records

Wright County property record for 105 Summit Dr NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 965 sqft · built 1987
Lot Size	0.258 acres (11,239 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Mar 2021)
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Mar 2021 Second Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114-041-001010`

Property Details

APN / Parcel Number

Primary APN	`114-041-001010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	960 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,239 sqft (0.258 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 SUMMIT DR NE
City	SAINT MICHAEL
State	MN
Zip	55376-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 LENZ 7TH ADDN LOT-001 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	LENZ 7TH ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3018
Census Tract	100805

Owner

105 Summit Dr NE is owned and occupied by an individual who bought it in March 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF ENGLAND
Mar 4, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jul 27, 2017	Grant Deed, Transfer PILLAR TITLE
Jul 5, 2017	Warranty Deed, Transfer
Apr 19, 2017	Grant Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	May 14, 2010 · Amount on File
Deed Document Number	20211460985
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001460987
Date	Mar 4, 2021
Instrument	1460987

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 4, 2021
Property Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Document Number	0001460985
Instrument Date	Feb 26, 2021
Instrument	1460985
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614

Mortgage

Document Number	0001460986
Date	Mar 4, 2021
Instrument	1460986

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 27, 2017
Property Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Document Number	0001349249
Instrument Date	Jul 5, 2017
Instrument	1349249
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	PILLAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUMMIT DR NE ST MICHAEL MN 553769614, ST MICHAEL, MN 55376-9614

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 5, 2017
Property Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Document Number	0001347360
Instrument Date	Jun 28, 2017
Instrument	1347360
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614

April 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 19, 2017
Property Address	105 SUMMIT DR NE, SAINT MICHAEL, MN 55376-9614
Document Number	0001341397
Instrument Date	Dec 1, 2016
Instrument	1341397
Transaction Type	Foreclosure
Record Updated	Aug 2, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 105 Summit Dr NE was $3,568.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00	$308,800 (+2.15%) Land $105,000 Building $203,800	$308,800 (+2.15%) Land $105,000 Building $203,800
2025		$302,300 Land $107,000 Building $195,300	$302,300 Land $107,000 Building $195,300
2023	$3,302.00 (+13.08%)	$292,300 Land $105,900 Building $186,400	$292,300 Land $105,900 Building $186,400
2022	$2,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Summit Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Summit Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on Summit Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures