105 Summit Dr, Griffin, GA 30224 Property Records

Spalding County property record for 105 Summit Dr, Griffin, GA 30224

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,736 sqft · built 1964
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$127,900 (Aug 2014)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-01-004`

Property Details

APN / Parcel Number

Primary APN	`045-01-004`
Alternative APN	`5757`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Heated Area
1st Floor Area	1,736 sqft
Basement Area	1,302 sqft
Finished Basement	1,302 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	345 ft deep x 104 ft wide

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	320 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	5757
Street Address	105 SUMMIT DR
City	GRIFFIN
State	GA
Zip	30224-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRB
Legal Description	LT 4 BLK A SUMMIT DR PB 5/217
Legal Subdivision	HILLANDALE
Legal Block	A
Legal Lot Number	4
Jurisdiction	SPALDING GA
Township / Civil Division	GRIFFIN
Census Block Group	4
Census Block	4016
Census Tract	161202

Owner

105 Summit Dr is owned and occupied by an individual who bought it in August 2014.

Source: Spalding County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	105 SUMMIT DR, GRIFFIN, GA 30224-4933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Prior Sale	Jan 13, 2011
Deed Document Number	20142017
Deed Book / Page	3878 / 116
Prior Transfer Date	Dec 22, 2010
Prior Transfer Doc	0035090113
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPALDING GA
Recording Date	Jul 6, 2026
Property Address	105 SUMMIT DR, GRIFFIN, GA 30224-4933
Document Number	5403000700
Book / Page	5403 / 700
Instrument Date	Jun 26, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUMMIT DR, GRIFFIN, GA 30224-4933

Mortgage

Document Number	5403000700,
Date	Jul 6, 2026
Book Page	5403/700

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPALDING GA
Property Address	105 SUMMIT DR, GRIFFIN, GA 30224-4933
Document Number	0045650084
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SUMMIT DR GRIFFIN GA 302244933, GRIFFIN, GA 30224-4933

Mortgage

Document Number	0045650084
Date	May 15, 2020
Book Page	004565/000084

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Summit Dr was $3,553, up 2.2% from the year before.

Source: Spalding County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Spalding County
Municipality	Griffin City
Unified School District	Spalding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00 (+2.24%)	$93,054 (-) Land $12,000 Building $81,054	$232,634 (-) Land $30,000 Building $202,634
2024	$3,475.00 (-3.2%)	$93,054 (-) Land $12,000 Building $81,054	$232,634 (-) Land $30,000 Building $202,634
2023	$3,590.00 (+11.66%)	$93,054 (+15.66%) Land $12,000 Building $81,054	$232,634 (+15.66%) Land $30,000 Building $202,634
2022	$3,215.00	$80,453 Land $7,680 Building $72,773	$201,133 Land $19,200 Building $181,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Summit Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFIN serves 23,643 people · EPA ID GA2550000
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: City of Griffin.

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