Watauga County property record for 105 Sugar Maple Ln, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,635 sqft · built 1969 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Mar 2025) |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-42-6485-000 |
| Primary APN | 1950-42-6485-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 864 sqft |
| Basement Area | 380 sqft |
| Finished Basement | 425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Patio Area | 409 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1865423 |
|---|---|
| Street Address | 105 SUGAR MAPLE LN |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS C 042 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 921000 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4730 LYNWOOD RD, SHERRILLS FORD, NC 28673-8203 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIAMI FIREFIGHTERS FCU |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIAMI FIREFIGHTERS FCU |
| Aug 21, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Document Number | 2025748584 |
| Deed Book / Page | 2423 / 628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 105 SUGAR MAPLE LN, BANNER ELK, NC 28604 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022090216 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 2209/216 |
| Instrument | 709422 |
| Name | MIAMI FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Address | MIAMI, FL 33136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 25, 2020 |
| Property Address | 105 SUGAR MAPLE LN, BANNER ELK, NC 28604 |
| Document Number | 0020770473 |
| Book / Page | 2077 / 473 |
| Map Reference | MB 4 PG 94 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 687751 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4552 REDWOOD AVE, 4552, JACKSONVILLE, FL 32207-6446 |
| Name | Verified Name |
|---|---|
| Address | 881 SW 58TH AVE, PLANTATION, FL 33317-4711 |
| Document Number | 0000687752 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 687752 |
| Name | MIAMI FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Aug 21, 2017 |
| Property Address | 105 SUGAR MAPLE LN, BANNER ELK, NC 28604 |
| Document Number | 0019340117 |
| Book / Page | 001934 / 000117 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 661254 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4552 REDWOOD AVE JACKSONVILLE FL 322076446, JACKSONVILLE, FL 32207-6446 |
| Document Number | 19340120 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 001934/000120 |
| Instrument | 661255 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,100 (-) Land $21,700 Building $301,400 | ||
| 2025 | $1,142.00 | $323,100 (-) Land $21,700 Building $301,400 | |
| 2024 | $323,100 Land $21,700 Building $301,400 | ||
| 2023 | $323,100 Land $21,700 Building $301,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures