105 Stonegate Dr, Seneca, SC 29678 Property Records

Oconee County property record for 105 Stonegate Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,192 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2022)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`255-07-01-001`

Property Details

APN / Parcel Number

Primary APN	`255-07-01-001`
Alternative APN	`1065669`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	1,908 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1065669
Street Address	105 STONEGATE DR
City	SENECA
State	SC
Zip	29678-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 STONEGATE (0.17 AC)
Legal Subdivision	STONEGATE SUBDIVISION
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2006
Census Tract	30702

Owner

Source: Oconee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 STONEGATE DR, SENECA, SC 29678-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 24, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 9, 2022	Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 4, 2022	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Apr 11, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	202210658
Deed Book / Page	2765 / 346
Prior Transfer Date	Sep 12, 2012
Prior Transfer Doc	0000003192
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Sep 17, 2026
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Document Number	0000004531
Book / Page	4979 / 28
Instrument Date	Aug 5, 2026
Instrument	20264531
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STONEGATE DR, SENECA, SC 29678-1871

Mortgage

Document Number	0000004531,
Date	Sep 17, 2026
Book Page	4979/28
Instrument	20264531

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STONEGATE DR, SENECA, SC 29678-1871

Mortgage

Document Number	004502/268
Date	Oct 30, 2023
Book Page	4502/268

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STONEGATE DR, SENECA, SC 29678-1871

Mortgage

Document Number	0000008722
Date	Jan 24, 2025
Book Page	4641/159
Instrument	8722

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 9, 2022
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Document Number	0000019520
Book / Page	2821 / 145
Map Reference	MB B250 PG 7
Instrument Date	Jun 7, 2022
Instrument	19520
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 STONEGATE DR, SENECA, SC 29678-1871

Mortgage

Document Number	0000434369
Date	Jun 9, 2022
Instrument	4343/69

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 4, 2022
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Document Number	0000010658
Book / Page	2765 / 346
Map Reference	MB B335 PG 7
Instrument Date	Dec 22, 2021
Instrument	10658
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STONEGATE DR, SENECA, SC 29678-1871

Mortgage

Document Number	0004271111
Date	Jan 4, 2022
Instrument	4271/111

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 11, 2017
Property Address	105 STONEGATE DR, SENECA, SC 29678-1871
Document Number	0000012581
Book / Page	002259 / 000165
Instrument Date	Apr 7, 2017
Instrument	12581
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 NORTHCUTT RD PELION SC 29123, PELION, SC 29123

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00	$10,968 (-) Land $1,088 Building $9,880	$274,210 (-) Land $27,200 Building $247,010
2023		$10,968 Land $1,088 Building $9,880	$274,210 Land $27,200 Building $247,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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