105 Stone Fly Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 105 Stone Fly Dr, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,776 sqft · built 1990
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on File
Tax Bill$2,309 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN7559-51-7490

Property Details

APN / Parcel Number

Primary APN7559-51-7490
Alternative APNs
  • 7559517514
  • 175624

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,776 sqft Heated Area
1st Floor Area2,208 sqft
Basement Area2,208 sqft
Unfinished Basement2,208 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area1,032 sqft
CarportCarport
Carport Area1,032 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area576 sqft
Patio Area864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address105 STONE FLY DR
CityCULLOWHEE
StateNC
Zip28723-1787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF EDGEWATER RD
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group1
Census Block1012
Census Tract950700

Owner

105 Stone Fly Dr is owned by a company that acquired it in November 2016.

Source: Jackson County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1715, CULLOWHEE, NC 28723-1715
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 14, 2016
Transfer Doc0021700652
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 21, 2017
Property Address105 STONE FLY DR, CULLOWHEE, NC 28723-1787
Document Number0022040350
Book / Page002204 / 000350
Instrument DateDec 21, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1715 CULLOWHEE NC 287231715, CULLOWHEE, NC 28723-1715

Mortgage

Document Number22040353
DateDec 21, 2017
Book Page002204/000353
Lender
NameBRANCH BK&TR
TypeBank
AddressSYLVA, NC 28779-2522
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 Stone Fly Dr was $2,309.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$607,757 (-) Land $109,790 Building $497,967
2025$2,309.00$607,757 Land $109,790 Building $497,967
2023$1,575.00$414,660 Land $111,180 Building $303,480

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Stone Fly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Stone Fly Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

May also be available: AT&T, Optimum, Sky Fi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Fly Dr

Nearby Streets

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