Augusta County property record for 105 Stone Dr, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,441 sqft · built 2009 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual on Record |
| Last Sale | $350,000 (May 2025) |
| Tax Bill | $1,555 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075B1 1 11 |
| Primary APN | 075B1 1 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| Gross Area | 3,539 sqft |
| 1st Floor Area | 1,441 sqft |
| Basement Area | 1,441 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Deck Area | 161 sqft |
| Patio Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 STONE DR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | 75B1-(1)-11 STONE VALLEY SUB-DIV SEC 1 LOT 11 .185ACRES OR 8050 SQ |
| Legal Subdivision | STONE VALLEY SUB-DIV |
| Legal Lot Number | 11 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71101 |
Source: Augusta County assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| May 16, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Aug 3, 2021 | Deed, Transfer · ARM CITY NATIONAL BANK OF WV |
| Dec 4, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 20253318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260001572 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 260001572 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | May 16, 2025 |
| Property Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Document Number | 0250003318 |
| Instrument Date | May 15, 2025 |
| Instrument | 250003318 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Document Number | 0250003319 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 250003319 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.07% |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Aug 3, 2021 |
| Property Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Document Number | 210008456 |
| Instrument Date | Jun 19, 2021 |
| Instrument | 210008456 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Document Number | 0210008457 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 210008457 |
| Name | CITY NATIONAL BANK OF WV |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Type Change Date | Aug 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 105 STONE DR, STUARTS DRAFT, VA 24477-2855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 180009163 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 180009163 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2034 |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,555.00 | $299,200 (-) Land $65,000 Building $234,200 | |
| 2025 | $299,200 (+37.18%) Land $65,000 Building $234,200 | ||
| 2024 | $299,200 (+37.18%) Land $65,000 Building $234,200 | ||
| 2023 | $1,374.00 | $218,100 Land $65,000 Building $153,100 | $218,100 Land $65,000 Building $153,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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