105 Stephen Nicks Dr, Dickson, TN 37055 Property Records

Dickson County property record for 105 Stephen Nicks Dr, Dickson, TN 37055

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,403 sqft · built 1987
Lot Size	0.601 acres (26,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,500 (Feb 2018)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022102O B 02601`

Property Details

APN / Parcel Number

Primary APN	`022102O B 02601`
Alternative APN	`102O B 02601`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	3,403 sqft Living Area
1st Floor Area	1,611 sqft
Upper Floors Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,196 sqft (0.601 acres)
Lot Dimensions	177 ft deep x 148 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch
Porch Area	195 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 STEPHEN NICKS DR
City	DICKSON
State	TN
Zip	37055-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110 110
Legal Lot Number	110
Jurisdiction	DICKSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1004
Census Tract	60501

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 STEPHEN NICKS DR, DICKSON, TN 37055-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2018	Warranty Deed, Transfer · VA Mortgage LAND HM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Sep 3, 1997
Deed Document Number	284999
Deed Book / Page	33 / V1325
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	105 STEPHEN NICKS DR, DICKSON, TN 37055-1546
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 STEPHEN NICKS DR, DICKSON, TN 37055-1546

Mortgage

Document Number	V1471641
Date	Nov 5, 2020
Book Page	V1471/641
Instrument	319530

Lender

Name	COGENT BANK
Type	Bank
Address	ASHLAND CITY, TN 37015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	105 STEPHEN NICKS DR, DICKSON, TN 37055-1546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1444151
Date	Jun 23, 2020
Book Page	V1444/151
Instrument	313897

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 9, 2018
Property Address	105 STEPHEN NICKS DR, DICKSON, TN 37055-1546
Document Number	V132533
Book / Page	001325 / 000033
Instrument Date	Feb 2, 2018
Instrument	284999
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,433.75
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 STEPHEN NICKS DR DICKSON TN 370551546, DICKSON, TN 37055-1546

Mortgage

Document Number	V132535
Date	Feb 9, 2018
Book Page	001325/000035
Instrument	285000

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	Dickson City
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$128,375 Land $13,825 Building $114,550
2024		$513,500 Land $55,300 Building $458,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1991–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2021 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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