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105 Steeple Way, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 105 Steeple Way, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,917 sqft · built 2017
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jan 2018)
Tax Bill$10,118 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.7-1-2

Property Details

APN / Parcel Number

Primary APN422800 70.7-1-2
Alternative APN
  • 280007000700010020000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area
1st Floor Area1,301 sqft
Basement Area616 sqft
Finished Basement616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Garage TypeBasement
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 STEEPLE WAY
CitySCHENECTADY
StateNY
Zip12306-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal SubdivisionHELDERBERG MEADOWS LLC
Legal Block1
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1026
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address105 STEEPLE WAY, SCHENECTADY, NY 12306-2547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleAug 21, 2017 · Amount on Record
Deed Document Number20183222
Deed Book / Page1980 / 105
Prior Transfer DateAug 16, 2010
Prior Transfer Doc0000036551
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 19, 2018
Property Address105 STEEPLE WAY, SCHENECTADY, NY 12306-2547
Document Number0000003222
Book / Page001980 / 000105
Instrument DateJan 17, 2018
Instrument3222
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,077.64
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1135 FORT HUNTER RD SCHENECTADY NY 123034529, SCHENECTADY, NY 12303-4529

Mortgage

Document Number3223
DateJan 19, 2018
Book Page004815/000001
Instrument3223
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,118.00 (-7.42%)
2025$10,929.00$272,300 (-) Land $24,000 Building $248,300$418,900 (+16.91%) Land $36,921 Building $381,979
2023$272,300 Land $24,000 Building $248,300$358,300 Land $31,580 Building $326,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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