Polk County property record for 105 Spruce St, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 560 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,500 (Oct 2021) |
| Tax Bill | $208 (2026) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T4-A22 |
| Primary APN | T4-A22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 560 sqft Finished Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 2764 |
|---|---|
| Street Address | 105 SPRUCE ST |
| City | TRYON |
| State | NC |
| Zip | 28782-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | REV. INTEREST TO: LEWIS,, STEPHANIE B; BELL, KEVIN, 0T54 TRYON AREA 54 |
| Legal Subdivision | TRYON AREA 54 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 920304 |
105 Spruce St is owned by an individual who bought it in October 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1568 BARKSDALE DR, LEWISVILLE, TX 75077-2520 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on File |
| Deed Sale | Oct 8, 2021 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 463 / 2186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 8, 2021 |
| Property Address | 105 SPRUCE ST, TRYON, NC 28782-2847 |
| Document Number | 463/2186 |
| Book / Page | 463 / 2186 |
| Instrument Date | Sep 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15460 OCEANVIEW AVE, 15460, ROCKAWAY BEACH, OR 97136-9617 |
| Name | Verified Name |
|---|---|
| Address | 1568 BARKSDALE DR, LEWISVILLE, TX 75077-2520 |
The 2026 property tax bill for 105 Spruce St was $208.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208.00 | $45,024 (-) Land $7,700 Building $37,324 | $45,024 (-) Land $7,700 Building $37,324 |
| 2025 | $208.00 | $45,024 Land $7,700 Building $37,324 | $45,024 Land $7,700 Building $37,324 |
| 2023 | $182.00 | $31,880 Land $6,600 Building $25,280 | |
| 2021 | $31,880 Land $6,600 Building $25,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Spruce St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
5G and 4G LTE (outdoors only)
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