105 Spencer St, Troy, NC 27371 Property Records

Montgomery County property record for 105 Spencer St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,208 sqft Finished Area
Lot Size2,614 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$22,000 (2025)
Tax Bill$191.00 (2025)

Owner

Source: Montgomery County records · APN 7538 06 39 0911

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 SPENCER ST, TROY, NC 27371-2731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateSep 11, 2025
Property Address105 SPENCER ST, TROY, NC 27371-2731
Document Number0000970/67
Book / Page970 / 67
Instrument DateSep 03, 2025
Instrument387894
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

AmountAmount Recorded
Tax$44.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SPENCER ST, TROY, NC 27371-2731

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$191.00$31,119 (-) Land $3,919 Building $27,200$31,119 (-) Land $3,919 Building $27,200
2023$31,119 Land $3,919 Building $27,200$31,119 Land $3,919 Building $27,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN7538 06 39 0911
Alternative APN
  • 54490

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,208 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,614 sqft (0.06 acres)

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account Number54490
Street Address105 SPENCER ST
CityTROY
StateNC
Zip27371-2731
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTROY LUMBER SALES TROY LUMBER SALES
JurisdictionMONTGOMERY NC
Minor Civil DivisionTROY
Census Blockgroup3
Census Block3046
Census Tract960202

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