Cape Girardeau County property record for 105 Spencer St, Delta, MO 63744
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,539 sqft · built 2010 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,900 (May 2020) |
| Tax Bill | $254 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232130007006010000 |
| Primary APN | 232130007006010000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,632 sqft (0.29 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 SPENCER ST |
|---|---|
| City | DELTA |
| State | MO |
| Zip | 63744-1001 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 1 BLK 11 GOODWINS ADDN DELTA 03/26 & PT VACATED BELLE AVE & PT VACACTED ALLEY |
| Legal Range | 12E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | GOODWINS ADDN |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | WELCH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 880300 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 222, DELTA, MO 63744-0222 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Deed Document Number | 20205661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 105 SPENCER ST, DELTA, MO 63744-1001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202005662 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020-05662 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Delta City |
| Unified School District | Delta R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,140 (+235.87%) Land $900 Building $13,240 | $74,377 (+236.03%) Land $4,720 Building $69,657 | |
| 2025 | $254.00 (-69.83%) | $4,210 (-70.23%) Land $900 Building $3,310 | $22,134 (-70.24%) Land $4,720 Building $17,414 |
| 2023 | $842.00 | $14,140 Land $900 Building $13,240 | $74,377 Land $4,720 Building $69,657 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2002) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTA PWS serves 480 people · EPA ID MO4010211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GoSEMO.
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