105 Spargo Dr, Walnut Ridge, AR 72476 Property Records

Lawrence County property record for 105 Spargo Dr, Walnut Ridge, AR 72476

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,845 sqft · built 1997
Owner	Individual Name on File
Last Sale	$184,000 (Aug 2024)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`850-00670-002`

Property Details

APN / Parcel Number

Primary APN	`850-00670-002`
Alternative APN	`18922`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	1,333 sqft
Upper Floors Area	516 sqft
Flooring	Parquet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,250 sqft
Porch	Slab
Porch Area	102 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 SPARGO DR
City	WALNUT RIDGE
State	AR
Zip	72476-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WR0120 - FONTAINE'S
Legal Block	5
Legal Lot Number	5
Jurisdiction	LAWRENCE AR
Township / Civil Division	CAMPBELL
Census Block Group	2
Census Block	2015
Census Tract	470502

Owner

105 Spargo Dr is owned and occupied by an individual who bought it in August 2024.

Source: Lawrence County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Jan 20, 2021	Warranty Deed, Transfer MULLEN ABSTRACT
Jun 2, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Jun 2, 2020 · Amount on File
Deed Document Number	20248435
Deed Book / Page	2024 / 8435
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5339
Date	Jun 2, 2020
Book Page	2020/5339

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72201

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE AR
Recording Date	Jan 20, 2021
Property Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484
Document Number	2021/675
Book / Page	2021 / 675
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	MULLEN ABSTRACT

Transaction

Amount	Amount on Record
Tax	$336.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 134, WALNUT RIDGE, AR 72476-0134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE AR
Recording Date	Jun 2, 2020
Property Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484
Document Number	02020/5323
Book / Page	2020 / 5323
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	NOT AVAILABLE, MULLEN ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SPARGO DR, 105, WALNUT RIDGE, AR 72476-8484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPARGO DR, WALNUT RIDGE, AR 72476-8484

Mortgage

Document Number	0020205326
Date	Jun 2, 2020
Instrument	2020/5326

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Spargo Dr was $1,153, down 0.7% from the year before.

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lawrence County
Municipality	Walnut Ridge City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,463 (-) Land $1,800 Building $23,663	$127,315 Land $9,000 Building $118,315
2025	$1,153.00 (-0.69%)	$25,463 Land $1,800 Building $23,663
2024	$1,161.00 (+57.74%)
2023	$736.00 Homeowner's exemption	$25,463 Land $1,800 Building $23,663	$127,315 Land $9,000 Building $118,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Spargo Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (1979–2008)
Most Recent Claim	Mar 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Spargo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT RIDGE WATERWORKS serves 5,823 people · EPA ID AR0000309
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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