Walton County property record for 105 Snapper St, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,418 sqft · built 2012 |
| Lot Size | 0.069 acres (3,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Dec 2020) |
| Tax Bill | $6,404 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3S-20-34030-00H-0020 |
| Primary APN | 12-3S-20-34030-00H-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,207 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,045 sqft (0.069 acres) |
| Lot Dimensions | 7 ft deep x 4.4 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 149 sqft |
| Deck Area | Deck Area |
| Patio Area | 624 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1017022 |
|---|---|
| Street Address | 105 SNAPPER ST |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK H BLUE GULF RESORT UNIT I PB 3-69 OR 1814-211 OR 1904-137 OR 2625-1407 OR 2853-2554 OR 2862-638 OR 2913-118 OR |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | BLUE GULF RESORT UNIT I |
| Legal Block | H |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950606 |
105 Snapper St is owned by an individual who bought it in December 2020.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2432 MAURY DR, BIRMINGHAM, AL 35242-4422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Feb 26, 2013 · Amount on File |
| Deed Document Number | 20200051061 |
| Deed Book / Page | 3173 / 842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 105 SNAPPER ST, SANTA ROSA BEACH, FL 32459-4513 |
| Document Number | 0031730842 |
| Book / Page | 3173 / 842 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 20200051061 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | BARRY TITLE SOLUTIONS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 SNAPPER ST, 105, SANTA ROSA BEACH, FL 32459-4513 |
| Name | Verified Name |
|---|---|
| Address | 2432 MAURY DR, BIRMINGHAM, AL 35242-4422 |
| Document Number | 0003173844 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 3173/844 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701,142 Land $301,500 Building $399,642 | $701,142 Land $301,500 Building $399,642 | |
| 2024 | $6,404.00 (-5.38%) | ||
| 2023 | $6,768.00 (+37.76%) | $744,859 (+20.9%) Land $301,500 Building $443,359 | $744,859 (+20.9%) Land $301,500 Building $443,359 |
| 2022 | $4,913.00 | $616,103 Land $196,304 Building $419,799 | $616,103 Land $196,304 Building $419,799 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Snapper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 413 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 725 units insured incl. 312 condo units |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Snapper St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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