105 Smithfield Dr, Middletown, MD 21769 Property Records

Frederick County property record for 105 Smithfield Dr, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,406 sqft · built 2004
Lot Size	0.345 acres (15,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,941 (Nov 2004)
Tax Bill	$7,292 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165922`

Property Details

APN / Parcel Number

Primary APN	`03-165922`
Alternative APN	`165922`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,406 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,006 sqft (0.345 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	165922
Street Address	105 SMITHFIELD DR
City	MIDDLETOWN
State	MD
Zip	21769-7880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 463 PHASE 5 SECTION IV-15,006 SQ FT FOXFIELD AT MIDDLETOWN
Legal Subdivision	FOXFIELD AT MIDDLETOWN
Legal Phase	5
Legal Lot Number	463
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SMITHFIELD DR, MIDDLETOWN, MD 21769-7880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2004 · Amount on Record
Deed Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	200449138
Deed Book / Page	4959 / 185
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	105 SMITHFIELD DR, MIDDLETOWN, MD 21769-7880
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119060043
Date	Jun 30, 2017
Book Page	11906/0043
Instrument	11906-0043

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	105 SMITHFIELD DR, MIDDLETOWN, MD 21769-7880
Document Number	0143380332
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 SMITHFIELD DR MIDDLETOWN MD 217697880, MIDDLETOWN, MD 21769-7880

Mortgage

Document Number	0143380332
Date	Dec 8, 2020
Book Page	014338/000332

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 7, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,400 (+43.71%) Land $127,500 Building $423,900	$551,400 (+43.71%) Land $127,500 Building $423,900
2025	$7,292.00 (+33.19%)
2023	$5,475.00	$383,700 Land $107,700 Building $276,000	$383,700 Land $107,700 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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