105 Smith Cir, La Feria, TX 78559 Property Records

Cameron County property record for 105 Smith Cir, La Feria, TX 78559

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,610 sqft · built 2000
Lot Size	0.161 acres (7,031 sqft)
Owner	2 Individual Names on File
Last Sale	$93,219 (Apr 2022)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`845100-0000-046000`

Property Details

APN / Parcel Number

Primary APN	`845100-0000-046000`
Alternative APN	`177412`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Lot Area	7,031 sqft (0.161 acres)
Garage Type	Detached
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	1,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Aluminum/Fiberglass Porch
Porch Area	620 sqft
Deck Area	52 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	105 SMITH CIR
City	LA FERIA
State	TX
Zip	78559-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-U
Legal Description	ABST 10- CITRUS VALLEY LOT 46 & PT OF LOT 47
Legal Subdivision	CITRUS VALLEY SUBDIVISION
Legal Block	2
Legal Lot Number	46
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2002
Census Tract	11904

Owner

105 Smith Cir is owned and occupied by two individuals who bought it in April 2022.

Source: Cameron County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SMITH CIR, LA FERIA, TX 78559-2600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 4, 2022	Vendor's Lien, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Dec 19, 2013
Deed Document Number	202213957
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	0202134303
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	105 SMITH CIR, LA FERIA, TX 78559-2600
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SMITH CIR, LA FERIA, TX 78559-2600

Mortgage

Document Number	0202323776
Date	Jul 5, 2023
Instrument	2023-23776

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2052

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Apr 4, 2022
Property Address	105 SMITH CIR, LA FERIA, TX 78559-2600
Document Number	0202213957
Instrument Date	Mar 30, 2022
Instrument	2022-13957
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 634, HARLINGEN, TX 78551-0634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COOPER LN, LA FERIA, TX 78559-5027

Mortgage

Document Number	0202213958
Date	Apr 4, 2022
Instrument	2022-13958

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Aug 6, 2021
Property Address	105 SMITH CIR, LA FERIA, TX 78559-2600
Document Number	202134303
Instrument Date	Jul 29, 2021
Instrument	2021-34303
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	105 SMITH CIR, LA FERIA, TX 78559-2600

Tax Assessment & Valuation

The 2025 property tax bill for 105 Smith Cir was $1,242 with a homeowner's exemption, up 9.2% from the year before.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	La Feria City
Unified School District	La Feria Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,257 (+1%)	$135,185 (+44.34%) Land $39,022 Building $96,163
2025	$1,242.00 (+9.23%) Homeowner's exemption	$91,143	$93,660 Land $39,022 Building $54,638
2024	$1,137.00 (-34.5%)
2023	$1,736.00 Additional exemption filed	$76,563 Land $24,257 Building $52,306	$76,563 Land $24,257 Building $52,306
2022	$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Smith Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Smith Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA FERIA serves 7,226 people · EPA ID TX0310003
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021 Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50

May also be available: Smartcom Telephone, Verizon.

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