105 Simms St, Columbus, NC 28722 Property Records

Polk County property record for 105 Simms St, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 1961
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2023)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C3-D2`

Property Details

APN / Parcel Number

Primary APN	`C3-D2`
Alternative APN	`1620`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Building Area	2,016 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Other
Roof Material	Other
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1620
Street Address	105 SIMMS ST
City	COLUMBUS
State	NC
Zip	28722-0167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C3, 0C51 COLUMBUS RES AREA 51
Legal Subdivision	COLUMBUS RES AREA 51
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2044
Census Tract	920104

Owner

Source: Polk County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 SIMMS ST, COLUMBUS, NC 28722-0167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	0004812248
Deed Book / Page	481 / 2248
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	105 SIMMS ST, COLUMBUS, NC 28722-0167
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMMS ST, COLUMBUS, NC 28722-0167

Mortgage

Document Number	00495/1739
Date	Nov 17, 2025
Book Page	495/1739

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	105 SIMMS ST, COLUMBUS, NC 28722
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMMS ST, COLUMBUS, NC 28722-0167

Mortgage

Document Number	00484/1588
Date	Apr 5, 2024
Book Page	484/1588

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 20, 2023
Property Address	105 SIMMS ST, COLUMBUS, NC 28722
Document Number	00481/2248
Book / Page	481 / 2248
Instrument Date	Nov 10, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 890, COLUMBUS, NC 28722-0890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SIMMS ST, COLUMBUS, NC 28722

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Columbus Town
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+163.72%)	$389,469 (+195.6%) Land $26,950 Building $362,519	$389,469 (+195.6%) Land $26,950 Building $362,519
2023	$1,392.00	$131,755 Land $26,950 Building $104,805
2021			$131,755 Land $26,950 Building $104,805

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLUMBUS serves 2,489 people · EPA ID NC0175015
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	134 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: e-Polk, Verizon.

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