105 Silverado Dr, Grover, NC 28073 Property Records

Cleveland County property record for 105 Silverado Dr, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 2002
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$827 (2026)
Deeds & Mortgages	Aug 2020 Reverse Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56160`

Property Details

APN / Parcel Number

Primary APN	`56160`
Alternative APN	`1228871`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,052 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	31,799 sqft (0.73 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1228871
Street Address	105 SILVERADO DR
City	GROVER
State	NC
Zip	28073-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB24-106 OFF HWY 226
Legal Subdivision	JESSE E HEATH PROPERTY
Legal Block	1
Legal Lot Number	38
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950604

Owner

105 Silverado Dr is owned and occupied by two individuals who acquired it in September 2005.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SILVERADO DR, GROVER, NC 28073-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 16, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2005
Deed Sale	Sep 28, 2005
Deed Document Number	200559994
Deed Book / Page	1464 / 1753
Prior Transfer Date	Dec 27, 2002
Prior Transfer Doc	0014641753
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	105 SILVERADO DR, GROVER, NC 28073-9520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SILVERADO DR, GROVER, NC 28073-9520

Mortgage

Document Number	0018200195
Date	Aug 24, 2020
Book Page	1820/195
Instrument	200043298

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	895 Months
Due	Mar 17, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.71%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	105 SILVERADO DR, GROVER, NC 28073-9520
Document Number	0018200209
Instrument Date	Aug 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SILVERADO DR GROVER NC 280739520, GROVER, NC 28073-9520

Mortgage

Document Number	0018200209
Date	Aug 24, 2020
Book Page	001820/000209
Instrument	43299

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Aug 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.71%

Tax Assessment & Valuation

The 2026 property tax bill for 105 Silverado Dr was $827, up 4.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$827.00 (+4.55%)	$244,387 (-) Land $14,844 Building $229,543	$244,387 (-) Land $14,844 Building $229,543
2025	$791.00	$244,387 Land $14,844 Building $229,543	$244,387 Land $14,844 Building $229,543
2023		$160,340 Land $13,041 Building $147,299	$160,340 Land $13,041 Building $147,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Silverado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Silverado Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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