105 Silver Fleet Dr, Indian Trail, NC 28079 Property Records

Union County property record for 105 Silver Fleet Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 2025
Lot Size	0.043 acres (1,873 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2026)
Tax Bill	$456 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-105-170`

Property Details

APN / Parcel Number

Primary APN	`07-105-170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,064 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Lot Area	1,873 sqft (0.043 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 SILVER FLEET DR
City	INDIAN TRAIL
State	NC
Zip	28079-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#29 INDIAN TRAIL TOWN CENTER MAP1 OPCQ823
Legal Subdivision	INDIAN TRAIL TOWN CENTER
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1024
Census Tract	20313

Owner

105 Silver Fleet Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 SILVER FLEET DR, INDIAN TRAIL, NC 28079-7887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC
Nov 14, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Nov 14, 2025 · Amount on File
Deed Document Number	20263111
Deed Book / Page	9300 / 149
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 6, 2026
Property Address	105 SILVER FLEET DR, INDIAN TRAIL, NC 28079-7887
Document Number	0009300149
Book / Page	9300 / 149
Map Reference	CAB R FILE 822-826
Instrument Date	Feb 6, 2026
Instrument	3111
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 150, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 SILVER GLEN LN, INDIAN TRAIL, NC 28079-9572

Mortgage

Document Number	0000003112
Date	Feb 6, 2026
Instrument	3112

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 14, 2025
Property Address	105 SILVER FLEET DR, INDIAN TRAIL, NC 28079-7887
Document Number	0009244886
Book / Page	9244 / 886
Map Reference	CAB R FILE 822-826
Instrument Date	Nov 11, 2025
Instrument	30144
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$5,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 748, MONROE, NC 28111-0748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 150, CHARLOTTE, NC 28277-4430
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 Silver Fleet Dr was $456.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,000 (+499.72%) Land $70,200 Building $350,800	$421,000 (+499.72%) Land $70,200 Building $350,800
2025	$456.00	$70,200 Land $70,200	$70,200 Land $70,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 Silver Fleet Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Silver Fleet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Windstream.

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