105 Shepard Ter, Madison, WI 53705 Property Records

Dane County property record for 105 Shepard Ter, Madison, WI 53705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 1941
Lot Size	0.142 acres (6,203 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Apr 2024)
Tax Bill	$14,321 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0709-212-2207-5`

Property Details

APN / Parcel Number

Primary APN	`0709-212-2207-5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	1,236 sqft
2nd Floor Area	922 sqft
Basement Area	925 sqft
Finished Basement	588 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,203 sqft (0.142 acres)
Lot Dimensions	101 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	220 sqft
Driveway	Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 SHEPARD TER
City	MADISON
State	WI
Zip	53705-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C2
Legal Description	SHEPARD REPLAT, BLK 2, LOT 8
Legal Range	09
Legal Township	07
Legal Section	21
Legal Subdivision	SHEPARD REPLAT, BLK 2
Legal Block	2
Legal Lot Number	8
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2003
Census Tract	800

Owner

105 Shepard Ter is owned and occupied by an individual who bought it in April 2024.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 SHEPARD TER, MADISON, WI 53705-3613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF CROSS PLAINS
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF CROSS PLAINS
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE BANK OF CROSS PLAINS
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF CROSS PLAINS
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/CROSS PLAINS
Aug 28, 2019	Deed of Trust, Mortgage STATE BK/CROSS PLAINS
May 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE BK/CROSS PLAINS
Mar 24, 2017	Deed of Trust, Mortgage STATE BK/CROSS PLAINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Document Number	5954625
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DANE WI
Recording Date	Apr 3, 2024
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Document Number	0005954625
Instrument Date	Mar 25, 2024
Instrument	5954625
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SHEPARD TER, MADISON, WI 53705-3613

Mortgage

Document Number	0005954626
Date	Apr 3, 2024
Instrument	5954626

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005714675
Date	Apr 8, 2021
Instrument	5714675

Lender

Name	STATE BANK OF CROSS PLAINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005732694
Date	May 25, 2021
Instrument	5732694

Lender

Name	STATE BANK OF CROSS PLAINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 28, 2026

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005868620
Date	Oct 18, 2022
Instrument	5868620

Lender

Name	STATE BANK OF CROSS PLAINS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 28, 2027

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005857258
Date	Aug 22, 2022
Instrument	5857258

Lender

Name	STATE BANK OF CROSS PLAINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.63%
Max Rate At Change	8%
Index	1-Year CMT

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Document Number	0005528815
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 SHEPARD TER MADISON WI 537053613, MADISON, WI 53705-3613

Mortgage

Document Number	0005528815
Date	Oct 7, 2019
Instrument	5528815

Lender

Name	STATE BK/CROSS PLAINS
Type	Bank
Address	CROSS PLAINS, WI 53528

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Document Number	0005518454
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 SHEPARD TER MADISON WI 537053613, MADISON, WI 53705-3613

Mortgage

Document Number	0005518454
Date	Sep 3, 2019
Instrument	5518454

Lender

Name	STATE BK/CROSS PLAINS
Type	Bank
Address	CROSS PLAINS, WI 53528

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Document Number	0005327883
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 SHEPARD TER MADISON WI 537053613, MADISON, WI 53705-3613

Mortgage

Document Number	0005327883
Date	May 24, 2017
Instrument	5327883

Lender

Name	STATE BK/CROSS PLAINS
Type	Bank
Address	CROSS PLAINS, WI 53528

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	105 SHEPARD TER, MADISON, WI 53705-3613
Document Number	0005314963
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 SHEPARD TER MADISON WI 537053613, MADISON, WI 53705-3613

Mortgage

Document Number	0005314963
Date	Mar 29, 2017
Instrument	5314963

Lender

Name	STATE BK/CROSS PLAINS
Type	Bank
Address	CROSS PLAINS, WI 53528

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$828,900 Land $194,200 Building $634,700
2024	$14,321.00		$828,900
2023		$760,500 Land $178,200 Building $582,300
2022	$13,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Shepard Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Shepard Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiteWire Fixed Wireless	100 / 25

May also be available: Four Lakes Broadband.

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